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About Terry Leeders
Expertise
Handles Chapter 7 and Chapter 13 bankruptcy cases.
10 years of extensive bankruptcy experience. Filed over 3000 cases
Chicago Bankruptcy Lawyer website
"One On One Personal Service You Deserve"


Experience
I have been practicing bankruptcy law for 10 years. I have helped over 3000 consumer bankruptcy clients in that time.

Organizations
Chicago Bar Association Illinois Bar Association

Publications
author of Chicago Bankruptcy Blog
Chicago Chapter 13 Bankruptcy Blog
Illinois Bankruptcy Law Blog
Fresh Start Partners

Education/Credentials
University of Illinois Thomas M. Cooley Law School
Chicago Bankruptcy Lawyer website
 
   

You are here:  Experts > Business > Corporate Law > Bankruptcy Law > Uninsured Auto Accident

Bankruptcy Law - Uninsured Auto Accident


Expert: Terry Leeders - 8/27/2009

Question
Hi Terry, I saw you answer some similar questions about uninsured auto accidents and I just wanted to see if I could get some more clarifications. I live in Washington State, and was at-fault for an accident and didn't have insurance. I make a very minimal amount of money[hence the lack of insurance] and already have a number of things I need to pay to survive[food, housing, etc] things that are non-negotiable. I talked to a lawyer[not specifically a bankruptcy lawyer] but she suggested that I did talk to one. Then the next day I called the other person involved in the accident insurance company and they told me that if I filed for bankruptcy that my license would be suspended until I paid off the debt. I did my best to research online but am getting some mixed signals. This accident would be the only reason my license would be suspended. So if you could try and help me get some straight answers I would definitely appreciate it.

Answer
Absent a state law otherwise, once the bankruptcy is filed, the suspension will release because the debt is discharged in the case (Assuming no DUI etc)  The state may charge a reinstatement fee to get the license back. But they cannot keep the suspension until the debt is paid once you file bankruptcy.

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