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Bankruptcy Law/Chapter 7 in 2002
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Question
I filed Chapter 7 Bankruptcy that was discharged in 2002. I thought at the time that it would stay on my credit report for 7 years. I see now that a bankruptcy stays on your credit report for 10 years. Is that a change? Does that apply to me since it was 7 years when I filed, or am I wrong and it was 10 years back then as well?
Under the Fair Credit Reporting Act a Chapter 7 bankruptcy filing stays on your credit report for 10 years. To my knowledge it stayed on your credit report for 10 years even back in 2002. Generally for Chapter 13 bankruptcy cases the bankruptcy filing stays on your credit report for 7 years, but Chapters 7 bankruptcy have stayed for 10 years. If you have any further questions you can contact our law office at http://www.socaladvocates.com
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Answers by Expert:
Norma Duenas - California Bankruptcy Attorney
Expertise
Norma Duenas is a California Bankruptcy Attorney representing clients in Chapter 7 and Chapter 13 consumer bankruptcy cases. Norma Duenas is the founding member of Southern California Law Advocates a consumer bankruptcy law firm. For further information you can visit us at: California Bankruptcy Attorney - Riverside, Los Angeles, & Orange County
Experience
Have filed over 350 consumer bankruptcy cases in Orange County, Los Angeles and Riverside. I have worked previously for Macey and Aleman, the largest consumer bankruptcy firm in the country. Currently I am the owner of Southern California Law Advocates, a bankruptcy law firm with offices in Orange County, Los Angeles and Riverside. Law offices is focused on consumer Chapter 13 and Chapter 7 bankruptcy.
Organizations
California Bar Association
American Bar Association
Riverside Bankruptcy Attorney
Education/Credentials
University of California, Irvine, BA in Criminology, Law and Society
California State University, Los Angeles MS in Criminal Justice
University of San Diego, Law School, JD Cum Laude
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