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Bankruptcy Law/Post Bankruptcy foreclosure

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Question
I was Chapter seven discharged three years ago. Before the Chapter 7, I already had my loan modified .

Because I'm have financial problems, I cannot catch up with my increasing payments.Now  the lender will foreclose on the property  very soon. I

I am leaving my personal belongings behind as they are too excessive.  Do you know whether the lender or the buyer can charge me for storing or discarding the abandoned belongings?

Answer
No.  There is no basis of which I am aware for them to charge for removal of personal belongings.  

The debt you owe to them was discharged in your bankruptcy and unless you violated some state or local ordinance after your bankruptcy case was filed, or someone was injured on the property, you would not have any further responsibility.  (That is a good reason, however, to maintain liability insurance until the sale has actually taken place).

Bankruptcy Attorney Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.  CONTACT MARK for more information or to schedule an appointment.  

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Mark Markus

Expertise

Mark Markus has been practicing exclusively bankruptcy law in California since 1991. Based in Los Angeles, California, he is a Certified Specialist in bankruptcy law by the State Bar of California and is rated A+ by the Better Business Bureau and AV-rated by Martindale-Hubbell. He represents debtors, creditors, and Trustees in Chapter 7, Chapter 11, and Chapter 13 throughout California.

Experience

Visit our webpage if you need a bankruptcy attorney for more information on bankruptcy in general and Mark J. Markus in particular. Many questions are answered on the web page (hint, hint).

Organizations
Central District Consumer Bankruptcy Attorneys Association (CDCBAA) Los Angeles County Bar Association (LACBA) Commercial Law & Bankruptcy Section of the Los Angeles County Bar Association Financial Lawyers Conference (FLC) National Association of Consumer Bankruptcy Attorneys (NACBA) Los Angeles Bankruptcy Forum (LABF) American Bankruptcy Institute (ABI) San Fernando Valley Bar Association (SFVBA) Southern California Bankruptcy Inn of Court

Publications
Central District Consumer Bankruptcy Attorneys Association Newsletter September 2007 (Vol. 1, Issue 2)

Education/Credentials
J.D., University of Arizona 1990. B.A. Economics, California State University, Northridge 1986. For more details please click here

Awards and Honors
Certified Specialist in Bankruptcy Law--State Bar of California AV Rated by Martindale-Hubbell (http://www.martindale.com) A+ Rated by Better Business Bureau

Past/Present Clients
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