Expert: Terry Leeders - 6/26/2007

Question
I filed my bankruptcy, and it was discharged in 2006.  I just pulled my credit report recently and found that NONE of the judgements against me had been included, and they were the reason I was filing.  I called the lawyer and she is no longer employed there and the owner was very rude and hung up on me when I tried to get to the bottom of things.  I was told when I filed that everything would be included if it was listed on my credit report and that I need only itemize the things that I wanted to be included that did not show up on my credit report.  I need to know how to go about refiling so the things that I wanted included the first time are taken care of.  HELP!

Answer
Unfortunately, you cannot refile a chapter 7 bankruptcy for 8 years.   If you aren't able to get anywhere with the attorney, any attorney can go in and bring a motion to reopen your old case and amend to add them on.  The court does charge a $26 fee to amend, and $260 to reopen a closed case.  This is in addition to any fee the new attorney would charge to do the work for you.
Thanks.