Expert: Terry Leeders - 6/1/2007

Question
Thank you for your time in advance. My Experian credit report reflects the "balance amount" BLANK on several (qty 7) accounts discharged under Chap. 7 bankruptcy in 2004. Should I dispute to make the amount reflect $0.00 or does it matter at all in the end?

Answer
Unless a potential lender brings it up, I think you will be fine and don't need to do anything.  You could call Experian to see how they report a debt that has been discharged....perhaps thats how they do it.  It won't really be a big deal either way.  The fact that you filed and are done with the bankruptcy is the most important.  Thank you.
Terry Leeders
Leeders & Associates, Ltd.