Bankruptcy Law/bankruptcy laws
Expert: Mark J. Markus- California Bankruptcy Attorney - 11/16/2006
QuestionI have several questions about the time frames between bankruptcy filings.
I am doing a report on bankruptcy
1. How long between filing a chapter 7 can you file another chap7 if it has
been discharged?
2. How long between filing a chapter 7 can you file another chap7 if it has
been dismissed?
3. How long between filing a chapter 7 can you file another chap13 if it has
been discharged?
4. How long between filing a chapter 13 can you file another chap13 if it
has been discharged?
5. How long between filing a chapter 13 can you file another chap13 if it
has been dismissed?
6. How long between filing a chapter 13 can you file another chap7 if it has
been discharged or dismissed?
Thanks
AnswerThe answer to all your questions, as stated, is "at any time". However, what I think you were trying to ask is, how long after filing the prior case can you RECEIVE A DISCHARGE in a newly filed case under the various chapters.
The answers to THAT question, in the order you presented them, are as follows:
1. 8 years from date of filing of prior case;
2. immediately, but there may be issues with the automatic stay
3. 4 years from date of filing of prior case.
4. 2 years from date of filing of prior case.
5. immediately
6. Discharge: 6 years, unless the plan payments totaled 100% of unsecured claims, or 70% of such claims and plan was proposed in good faith and was debtor's "best effort"; Dismissed: Anytime.