Expert: Mark J. Markus- California Bankruptcy Attorney - 1/18/2007

Question
If I went the full 5 yrs in the plan, but due to the decrease payment will mortgage company allow me to refinance with them and any advice as to how to erase debt with remaining creditors due to expiring/dismissed chapter 13?
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The text above is a follow-up to ...

-----Question-----
If my case is expired/being dismissed by way of subject above and my house was included can I refinance to fix up the home or just plain refinance and also, will I be able to  purchase a vehicle without the approval of the trustee or courts
-----Answer-----
If you are still in the chapter 13, you must get court approval to borrow any funds.  Once the case is dismissed, you can do whatever you want.

Answer
I have no idea if your mortgage company will allow you to refinance.  You will receive a discharge of your debts if you perform the terms of your Plan.  You may need to do a motion to modify your plan.  You really need to consult with your bankruptcy attorney on this as how you accomplish these things depends on the laws of your jurisdiction.