Expert: Terry Leeders - 11/14/2007

Question
When I filed for personal chapter 7, I was asked to add all creditors from my credit report and from all physical bills in my possession. After my discharge in 12-07, I have since received bills from creditors I did not know I had from before filing. How can I get them added to my discharge?

Answer
If you have not received your discharge and your case is still open, you can amend to list these debts on still.  If it is after discharge, you would have to file a motion to reopen the case, file the amendments, and then close the case.  There are fees for both options, so consult with your lawyer immediately.