| Subject | Date Asked | Expert |
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| Series EE Bonds | 11/11/2009 | Steve Hach |
Q: Steve: Series EE Savings Bonds were issued in 1990 and 1991. You answered a question on your home ...
A: sorry for the delay, I answered this and forgot to hit "send" after the spell check. Your best bet ...
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| hello | 11/11/2009 | Paul Henneman |
Q: I don't know if you can help me or not on this, but I understand that to get to Present Value you ...
A: misskitty, Thank you for your question! I found the below webpage that explains the calculation ...
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| Penny Stocks/Investing for beginners | 11/8/2009 | Steve Hach |
Q: Last spring I subscribed to an online newsletter that gives tips on ground floor opportunities in ...
A: Gary, the quick answer is "yes," all of the major stock trading services allow you to purchase and ...
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| Investing for a 21 Year Old | 10/27/2009 | Paul Henneman |
Q: I am a 21 year old college student graduating in my next semester hopes to become a Young ...
A: Raj, Thank you for your question! Yes, I do have some suggestions on how to begin organizing an ...
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| Stock market | 10/16/2009 | Paul Henneman |
Q: I am new at purchasing stocks, so I was wandering what is some good stocks as of 10/16/2009 to look ...
A: Cody, Thank you for your question! Yes, I do have some suggestions on how to begin organizing an ...
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| stock market beginner | 10/3/2009 | Paul Henneman |
Q: I have a couple grand I would like to start playing the stock market. I am 32 years old and am ...
A: James, Thank you for your question! Yes, I do have some suggestions on how to begin organizing an ...
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| beginning | 10/3/2009 | Steve Hach |
Q: I have a couple grand I would like to start playing the stock market. I am 32 years old and am ...
A: James, Successful investing takes discipline, education, and patience. A plan should be established ...
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| curious about investing | 9/29/2009 | Paul Henneman |
Q: im 22 years old, college student with a bank teller job. im just starting out with my lfe but im ...
A: Yes, I do have some suggestions on how to begin organizing an investment plan for the future. The ...
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| investment | 9/27/2009 | Steve Hach |
Q: I am a South asia currently working in Dubai.Can i invest in US stocks or bond while in Dubai.If yes ...
A: Rajesh, to invest in US stocks you need an account with a US stock broker. There are many such ...
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| Investing Money | 9/16/2009 | Paul Henneman |
Q: I have 25,000 dollars from when my grandma died. What do I do with it? I am a senior in high school ...
A: Eric, Thank you for your question! My first response is that please do not assume that you can ...
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| Correlated Industries | 9/15/2009 | Paul Henneman |
Q: I am a beginner in investing. I have read in a book that one can reduce risks by having 2 stocks ...
A: Kris, Thank you for your question! Yes, you are right that it is typically considered very ...
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| Correlated Industries | 9/15/2009 | Gina Boykin |
Q: I am a beginner in investing. I have read in a book that in order to reduce risk, one can invest in ...
A: What they are basically talking about is diversification. It is the reason why many people hold ...
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| but stock via internet | 9/10/2009 | Paul Henneman |
Q: mr Paul Henneman,can i buy stock via internet through my bank account without trading with broker?on ...
A: Yes, there are ways for you to make money if a stock price decreases. The main way is through what ...
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| Beginner Investing | 9/6/2009 | Gina Boykin |
Q: I am a 23 year old college student with big plans for the future. I am very interested in investing ...
A: Accumulating some cash for emergencies maybe the best thing you can do as a first step, before ...
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| but stock via internet | 9/3/2009 | Paul Henneman |
Q: mr Paul Henneman,can i buy stock via internet through my bank account without trading with broker?on ...
A: Garry, Thank you for your question! Typically you must buy stock through a broker, but that can ...
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| retirement | 8/31/2009 | Gina Boykin |
Q: I Am 60 years old and haven't any retirement saved what steps do i take exactly?
A: Start by spending less than you make each month. Set aside a portion of your income, which you can ...
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| what to do? | 8/27/2009 | Gina Boykin |
Q: I have an inherited IRA which has approx $31,000 in it. It is just sitting in the bank making ...
A: Let's first figure out exactly how much of an emergency fund you need. Since there is no risk of ...
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| College Fund for a Friend's Baby | 8/26/2009 | Paul Henneman |
Q: My best friend is having a baby, and I'm interested in collecting donations from our mutual friends ...
A: Erin, Thank you for your question! Yes, I believe that you can set up the 529 plan yourself in ...
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| P/E | 8/26/2009 | Paul Henneman |
Q: I wanted to know the standard or cut-off P/E by which we can decide to buy a stock or not.
A: Darshan, Thank you for your question! Unfortuantely, this is not as simple as stating a specific ...
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| Allocation | 8/24/2009 | Steve Hach |
Q: I don't know if I really apply to "investment for beginners," as I'm a week away from taking my ...
A: Given your question, it seems to me there are only two possible answers: 1. move to cash/"safe" ...
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| new investors please help | 8/15/2009 | Paul Henneman |
Q: I need some advice. My husband and I are 25 and 26 with two children. We would like to get into some ...
A: Natalie, Thank you for your question! Yes, a ROTH IRA is an excellent way to save for retirement. ...
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| New investment strategies and tips | 8/1/2009 | Steve Hach |
Q: Where I am not: I am 22 and have been investing since the beginning of this year. I can live off ...
A: I get lots of these questions, and out of all of them you are --by far --way out in front of the ...
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| Passive Income | 7/27/2009 | Gina Boykin |
Q: I was wondering if you could tell me more about ''Passive Income'' I was told investing in real ...
A: There are three types of income: earned income, passive income, and portfolio income. Earned income ...
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| current yield & yield to maturity | 7/25/2009 | Gina Boykin |
Q: How to distinguish between ‘current yield’ and ‘yield to maturity’ of a fixed income Security? How ...
A: Current yield is equal to the annual interest payment divided by the market price. It is the actual ...
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| Investment | 7/23/2009 | Gina Boykin |
Q: I am a 20 year old college student from Rhode Island that is quickly learning how easy money goes. I ...
A: It depends on the goal for this money. If you are setting aside money for any short-term goals ...
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| Investing 101 | 7/20/2009 | Paul Henneman |
Q: I've always had an interest in investing because I think its important to plan for the future. This ...
A: Yes, I do have some suggestions on how to begin organizing an investment plan for the future. The ...
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| Investing 101 | 7/20/2009 | Steve Hach |
Q: I've always had an interest in investing because I think its important to plan for the future. This ...
A: Sorry for the delay in my reply, sometimes you answer and the system does not send it through unless ...
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| Investing 101 | 7/19/2009 | Gina Boykin |
Q: I've always had an interest in investing because I think its important to plan for the future. This ...
A: It's great that you have an interest in learning investing! There is so much information on the ...
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| Starting a long-term investment | 7/16/2009 | Paul Henneman |
Q: First off, unfortunately I don't know anything about investing, just that I should, so it's ...
A: Sarah, Thank you for your question! Yes, I do have some suggestions on how to begin organizing ...
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| how the stock market works | 7/13/2009 | Gina Boykin |
Q: I dont know anything about stock market and foreign exchange but i want to understand this and start ...
A: I can definitely give you some good places to start, since these markets can't be summed up in just ...
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| Management Fees | 7/6/2009 | Gina Boykin |
Q: If an investment company, for example a mutual fund company, takes its management fees from an ...
A: Management fees are taken based on the entire fund balance, so the part an individual investor pays ...
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| income producing investments | 7/2/2009 | Paul Henneman |
Q: My husband recently died. We were both retired and lived on social security and two relatively ...
A: Sharon, Thank you for your question! I suggest that you look into an annuity. This is a type of ...
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| lookin up cd's | 6/19/2009 | Gina Boykin |
Q: Is there a service online or in the community that can look up cd's? Is it possible to look up a ...
A: Are you trying to find money that may have been in account that you have not touched in a while and ...
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| education saving for our son | 6/17/2009 | Gina Boykin |
Q: Our son is 1 year old and we want to start saving money for him when he graduates high school, ...
A: Putting money in CDs or money market accounts would either have to be in your name, or in a ...
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| Cash Balance | 6/9/2009 | Paul Henneman |
Q: I have a simulation on-line trading account. Can you explain to me how to calculate the cash ...
A: Kenneth, Thank you for your question, I am not sure I understand your question properly. I think ...
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| Invest? | 6/7/2009 | Gina Boykin |
Q: I have always heard that you should pay off your credit card debt before you take any money to ...
A: The reason many financial advisors say to pay off credit card debt first is that you are very ...
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| Citibank is planing to increase share outstanding~ | 6/4/2009 | Paul Henneman |
Q: I have a queation about Citibank's recent movement, please see this news ...
A: MengJia, Thank you for your question! Unfortunately there is no easy answer to this question. ...
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| Investing | 6/3/2009 | Steve Hach |
Q: I live in England, I am 21 and going to university in September. I was told that at this age it is a ...
A: Hey Ruben, Thanks for the question. I think the most important step for someone in your position ...
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| Fin Planning | 6/1/2009 | Steve Hach |
Q: I want to open a Roth IRA to save for retirement. I want to know: 1) Where should I open the Roth ...
A: You can open a ROTH IRA just about anywhere that has an investment arm or that keeps accounts. If ...
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| Roth IRA | 6/1/2009 | Gina Boykin |
Q: I want to open a Roth IRA to save for retirement. I want to know: 1) Where should I open the Roth ...
A: You have several options when it comes to opening a Roth IRA. You can open one using a financial ...
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