| Subject | Date Asked | Expert |
|
| Which is best for me? | 8/27/2008 | Gina Boykin |
Q: I am 50 years old and due to various personal issues have no retirement savings at all. I have $5000 ...
A: Usually, the rule for investing is that if you will need the money within the next 5-10 years, it ...
|
| "Annuity" periodic payments? | 8/23/2008 | Gina Boykin |
Q: My wife and I are retired and have good incomes and get social securty. I have a TIAA annuity and ...
A: Annuities can be very confusing. That's because there are different types, and different ways to be ...
|
| investing for a stay at home mom | 8/21/2008 | Gina Boykin |
Q: I currently am married, have one child, work part time, and I would like to start saving for ...
A: You actually have several options, while you are working and when you stay at home. Option 1 - ...
|
| bonds | 8/12/2008 | Paul Henneman |
Q: i really dont mean to sound stupid, but what are bonds all about? how do they work and what is ...
A: Kayleigh, Thank you for your question! Don't worry, no such thing as a stupid question on this ...
|
| Investing in Dinars | 8/8/2008 | Gina Boykin |
Q: I'm from Puerto Rico and there is a bank here called "BAnco Popular", and they are promoting dinars ...
A: I went to the Banco Popular website and do not see anything about foreign currency investments on ...
|
| Stock Purchase/Sell | 8/7/2008 | Gina Boykin |
Q: Although I am not actually purchasing stock at this time, I am sure that this is a fairly common ...
A: It's actually not that hard at all if you chose a discount broker. The only fees you should have ...
|
| Where to start? | 8/5/2008 | Gina Boykin |
Q: Hey, First off i'd like to say that Im from australia, so this might be different for you guys. But ...
A: You definitely can start now! In fact, it's the best time to start. The best way to begin ...
|
| Where to start? | 8/5/2008 | Paul Henneman |
Q: Hey, First off i'd like to say that Im from australia, so this might be different for you guys. But ...
A: Phil, Thank you for your question! Yes, you are right that it is best to start as young as ...
|
| Where to start? | 8/5/2008 | Steve Hach |
Q: Hey, First off i'd like to say that Im from australia, so this might be different for you guys. But ...
A: I am not really qualified--and actually not allowed by law--to recommend specific stock ...
|
| Investment Portfolio | 8/2/2008 | Paul Henneman |
Q: How do I go about starting an investment portfolio? Do I need a certain amount of money to start ...
A: Vanita, Thank you for your question! These are fairly broad questions, and it appears that what you ...
|
| Retirement | 7/31/2008 | Paul Henneman |
Q: I am 28 yrs. old, female/R.N, engaged. Me and my fiance are big into the idea of NOT working our ...
A: Darcie, Thank you for your question! Congratulations on thinking about your retirement and ...
|
| Retirement | 7/31/2008 | Gina Boykin |
Q: I am 28 yrs. old, female/R.N, engaged. Me and my fiance are big into the idea of NOT working our ...
A: It definitely doesn't sound like a bad idea! Who wouldn't want to have a plan to retire early? ...
|
| Understanding ROE | 7/30/2008 | Gina Boykin |
Q: I have a very basic query regarding ROE. Why is ROE = ROA * Assets/Shareholders Equity and not ...
A: Actually ROE, return on equity, just equals net income / shareholder's equity, which shows you what ...
|
| buying stocks | 7/29/2008 | Paul Henneman |
Q: I want to start investing some of my savings and was considering doing it independently using ...
A: Daren,. Thank you for your follow up question! Yes, you are absolutely correct to be concerned ...
|
| How do I get started? | 7/28/2008 | Paul Henneman |
Q: I am a 20 yr. old. I am just now starting to save. I have $2000 in US savings bonds and I have set ...
A: Ricki, Thank you for your question! Yes, I do have some suggestions on how to begin organizing an ...
|
| where to put my money? | 7/25/2008 | Steve Hach |
Q: I put my money in the first two banks, which is very dangerous, ...
A: The thing to remember with banks is that if they have FDIC insurance--most do and you will see the ...
|
| where to put my money? | 7/25/2008 | Paul Henneman |
Q: I put my money in the first two banks, which is very dangerous, ...
A: Sc, Thank you for your quesiton! Unfortunately I was not able to access the link that you ...
|
| !st time investing | 7/25/2008 | Gina Boykin |
Q: I am a single mother of 3 with 2 jobs-full-time pays 12.60hr and part-time pays 8.50hr @ 20 hrs/wk. ...
A: It's great that you want to start investing now, but as a first step, do you have an emergency fund? ...
|
| investing | 7/23/2008 | Gina Boykin |
Q: im bad with money.
A: If you have any credit card debt, the best return on your money will come from paying this debt ...
|
| inheritance | 7/22/2008 | Paul Henneman |
Q: The exact number is not known yet. Im 24 yrs old and have 1 2yr old son. I know that first i want ...
A: Brian, Thank you for your question! You probably will get different advice regarding if you take a ...
|
| Currency Markets | 7/17/2008 | Gina Boykin |
Q: I recently saw an article online entitled: "US Dollar Hits Record Low". The article was comparing ...
A: Are you sure the rates were not the Euro/USD? That is usually the way this pair is described. In ...
|
| buying stocks | 7/14/2008 | Paul Henneman |
Q: I want to start investing some of my savings and was considering doing it independently using ...
A: Darren, Thank you for your question! Congratulations on a big step in your thinking about how to ...
|
| Just Starting | 7/12/2008 | Steve Hach |
Q: I literally just started! I have been wanting to start in stocks and investments because at my age, ...
A: The websites like firstrade, etrade, scottrade, etc. often low fees and low/no minimums so you can ...
|
| cd/ investing | 7/10/2008 | Paul Henneman |
Q: I have $5,000 that I am willing to put into a cd, however I don't understand how they work, how does ...
A: Jim, Thank you for your question! A CD is a "certificate of deposit". It represents a deposit ...
|
| Margin & Currency Trading | 7/10/2008 | Gina Boykin |
Q: Can you explain the following regarding margin regarding a currency account: With an account balance ...
A: The margin is actually determined by your lot size, not your account balance. Since you did not ...
|
| Investing | 7/8/2008 | Gina Boykin |
Q: My na me is Vasilis and i want to answer about forex.I searched a little and saw that forex is ...
A: The best place to start to learn more about developing your own trading strategy (which you will ...
|
| Investing | 7/8/2008 | Steve Hach |
Q: I am really interested in investing.I can afford about 1000$.I prefer a more risk-free way so as to ...
A: The websites like firstrade, etrade, scottrade, etc. often low fees and low/no minimums so you can ...
|
| Investing | 7/8/2008 | Paul Henneman |
Q: I am really interested in investing.I can afford about 1000$.I prefer a more risk-free way so as to ...
A: Vasilis, Thank you for your question! Yes, I do have some suggestions on how to begin ...
|
| Investing for profit | 7/3/2008 | Michael Pair |
Q: BSD I'm looking for an investment strategy that can earn me an average of 1-3% profit per day. I ...
A: I don't know of an investment strategy that earns 1-3 percent a day. I am more of a long term ...
|
| no commision / 2.5k min balance | 7/1/2008 | Michael Pair |
Q: When a online brokerage says $2500 minimum balance for free trades and no commisions does this mean ...
A: Here's what I found. The following response is from Zecco's website. Will you pay interest on ...
|
| my first hundred dollers in the bank | 7/1/2008 | Steve Hach |
Q: i am young and don't know what the best thing to do with one hundred dollars that will lead to more ...
A: Congratulations on getting that first 100$ socked away and thanks for the question! The answer is ...
|
| no commision / 2.5k min balance | 6/30/2008 | Michael Pair |
Q: When a online brokerage says $2500 minimum balance for free trades and no commisions does this mean ...
A: I believe the promotion offered by the online broker is based on opening a new account. Once you ...
|
| investing | 6/26/2008 | Gina Boykin |
Q: Gina. I am an ignorant nonprofessional when it comes to the subject of investments. For the last 4 ...
A: Your options are based on the type of account you currently have. I'll start with the money market. ...
|
| Recent Graduate | 6/23/2008 | Gina Boykin |
Q: I am a recent graduate with a Manufacturing Engineering Degree. I have been spending money stupidly ...
A: It would save you money over the long-term to pay down your student loan. Consider that ...
|
| Investments | 6/23/2008 | Steve Hach |
Q: I have about $5000 in my bank account right now, and I want to invest it in stocks. I'm debt free, ...
A: There are a few books that can really help a new investor. One is "Investing for Dummies" and it is ...
|
| Investing Options | 6/23/2008 | Paul Henneman |
Q: Henneman: I have about 25,000. that has been in a 90 day CD rolling over for about 9 mths. What ...
A: To jump right in, I do not believe that investing in single stocks is good for any investor. The ...
|
| Investment | 6/22/2008 | Steve Hach |
Q: I am begginer invester and I am very much optimistic about oil prices. I want to know how can I ...
A: There are several ways to invest in oil. Stocks in oil companies are easy, as are stocks in oil ...
|
| Investing Guidance | 6/21/2008 | Gina Boykin |
Q: I have about 25,000. that I received and have had in a 90 day CD for like a year. What I'd like to ...
A: I know it is tempting to try to "make it big" in the market, but in your situation, I would not ...
|
| Recent Graduate | 6/18/2008 | Gina Boykin |
Q: I am a recent graduate with a Manufacturing Engineering Degree. I have been spending money stupidly ...
A: I think you are doing very well. Your excel table did not show up very well, but I think I get the ...
|
| 19yrsold what should I invest in for a secure future? | 6/5/2008 | Paul Henneman |
Q: I'm a 19yr-old college student starting my sophomore year this fall. I have a little over $2000 ...
A: Jeff, Thank you for your question! Yes, I do have some suggestions on how to begin organizing an ...
|
