| Subject | Date Asked | Expert |
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| Stocks or index | 11/20/2008 | Paul Henneman |
Q: I have been working for about 2 years now and have saved a good amount of money. I invest in my ...
A: Jason, Thank you for your question! Yes, in general index funds are a great way to go, unless ...
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| The future of our stock market | 11/19/2008 | Paul Henneman |
Q: I am relatively new to investing, but I like the value approach and have read books on Warren ...
A: Alex, Thank you for your question! First, congratulations on thinking about investing so early ...
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| ROLLOVER IRA TO MONEY MARKET | 11/11/2008 | Steve Hach |
Q: AS YOU KNOW MARKET IS LOW. I AM ROLLOVER FROM ONE TO OTHER COMPANY. WHAT IS MONEY MARKET? IF I ...
A: As long as the money market fund you want to roll over into is available from your broker/bank, you ...
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| Mutual Funds/IRAs | 11/7/2008 | Paul Henneman |
Q: I'm a 20 year old small business owner and wanted advice on what i should do with my money. I ...
A: Dan, Thank you for your question! Congratulations on thinking about this so early. At 20, you have ...
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| Reading stock quote | 10/31/2008 | Paul Henneman |
Q: I am a novice investor, dipping into Ins stocks such as Pru, Met Life, some GE and Chubb. I am using ...
A: Donna, Thank you for your question! The real time quote is always the most accurate, and should ...
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| will stock go up | 10/29/2008 | Paul Henneman |
Q: Question,If a company buys property from a owner & the company gives owner a lot of shares of stock ...
A: John, Thank you for your question. Usually yes, an owner of stock in the example you give would ...
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| Recession | 10/25/2008 | Steve Hach |
Q: I have heard all kinds of news stories and confused over the outcome of this recession. Some have ...
A: There are set definitions for "depression" and "recession" available on the internet via google or ...
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| Calculating IRR manually | 10/21/2008 | Paul Henneman |
Q: I'm taking CFA Level 1 now. Will sit for the exam next year. There's this IRR thing that gets me ...
A: Chow, Thank you for your question! The explanation of how to manually calculate Internal Rate of ...
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| Investment | 10/21/2008 | Paul Henneman |
Q: Is investment in the stock market a zero-sum game, i.e. when some people lose money in the market, ...
A: My answer would be that the stock market is only sort of a zero sum game. In the short term, yes. In ...
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| Grandfather's bequest to Grandson | 10/21/2008 | Steve Hach |
Q: .when my husband died in 2004 he left a bequest to his grandson of $A5000 to be held in trust until ...
A: Please keep in mind that I am no lawyer and I am a US citizen so I am unfamiliar with your financial ...
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| import and export | 10/21/2008 | Gina Boykin |
Q: I wonder what will happen to the country if a country export is less? Like the milk scandal crisis, ...
A: In general, countries thrive when people buy the products they produce. This can be people within ...
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| Small amount to start, want pre-set structure | 10/20/2008 | Gina Boykin |
Q: My husband and I have never invested beyond my employer’s 401k, and at almost 40 years old we feel ...
A: It sounds like you're trying to start small and diversify at the same time, without having to spend ...
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| Teach my kids financial planning | 10/19/2008 | Paul Henneman |
Q: My two children(13 & 14 years old) have a guardian savings account that we contribute to every year, ...
A: Everyone would have different opinions on how to teach financial responsibility to children. In my ...
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| hours to buy mutuals | 10/18/2008 | Paul Henneman |
Q: If I want to buy mutual funds; at what time of day do I need to place my order and what time does ...
A: Donald, Thank you for your question! Usually you would get the closing price from the same day ...
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| Currency Exchange | 10/17/2008 | Gina Boykin |
Q: I am a student with the minimal income is their anyway I could profit through investing in currency?
A: Investing in forex can be done with as little as $500. If you are interested in forex investing, ...
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| Earnings reports | 10/15/2008 | Steve Hach |
Q: I'm doing paper trading on historical stock data, and finding I could probably time my trades much ...
A: Darrin, I always look to google or yahoo finance for earnings data. They often have historical ...
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| Why Keep Investing? | 10/14/2008 | Paul Henneman |
Q: I do not understand why it makes sense to Keep investing in my childrens' college saving's plans ...
A: Yes, I do understand your concerns. The issue is if you feel that the market will continue to drop. ...
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| Pip Values | 10/14/2008 | Gina Boykin |
Q: I read that to determine the value of one pip, divide 0.0001 by the exchange rate. For example, If ...
A: I don't think I can explain why the formula is the way it is, but it does work. In your example, ...
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| Issue price and Demomination | 10/13/2008 | Gina Boykin |
Q: Could you please explain me the difference between issue price and denomination ? Many thanks
A: Demonination is simply the unit of measurement (dollar, quarter, yen, etc) Issue price is the price ...
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| Equity VS Investment | 10/12/2008 | Gina Boykin |
Q: I am part of the US Army located in South Korea. I currently live off base and receive a 3,200,000 ...
A: www.oanda.com has real-time exchange rates. As far as the indicators, a great place to go to ...
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| new investor | 10/11/2008 | Paul Henneman |
Q: My husband (age 53) and I (age 60) have a decent retirement income of $107K annually for the rest ...
A: Anita, Thank you for your question! Your timing is good, the markets are very undervalued after ...
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| Why Invest Now? | 10/11/2008 | Gina Boykin |
Q: I do not understand why it makes sense to Keep investing in my childrens' college saving's plans ...
A: The reason that some people suggest to continue the contributions is that you're getting your stocks ...
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| Why Keep Incesting? | 10/11/2008 | Paul Henneman |
Q: I do not understand why it makes sense to Keep investing in my childrens' college saving's plans ...
A: Kim, Thank you for your question! What you say makes perfect sense. Here is the problem: If you ...
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| Equity VS Investment | 10/8/2008 | Gina Boykin |
Q: I am part of the US Army located in South Korea. I currently live off base and receive a 3,200,000 ...
A: If you believe that the exchange rate will go back to the average, then it would make sense to ...
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| Currency exchange | 10/5/2008 | Gina Boykin |
Q: I have been thinking that if and when the US dollar gains any substantial strength against the Euro, ...
A: I have actually never heard of purchasing foreign currency in this manner. In fact, any true ...
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| What to do with my settlement money? | 10/3/2008 | Gina Boykin |
Q: I have a debt of approximately $40,000 or so. I will be receiving approximately $50,000-$60,000 left ...
A: Unless your debt is a student loan with a very low rate (2-3 percent), then it makes more sense to ...
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| mutual funds | 10/1/2008 | Paul Henneman |
Q: with what is going on now in the stock market and economy, should I leave my money in traditional ...
A: Melissa, Thank you for your question! Unfortunately there is no clear answer to this question, ...
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| Bonds for Education | 9/30/2008 | Gina Boykin |
Q: I have some EE bonds I have saved for my son's education. When cashing them out,will I have to pay ...
A: It depends. There are certain rules you have to meet to be able to use the bonds for education and ...
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| ROTH IRA | 9/23/2008 | Paul Henneman |
Q: I have just turned 20. I have been saving in a mutual fund/trading account for a couple of years and ...
A: Matthew, Thank you for your question! Congratulations on thinking about investing so early in ...
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| investing | 9/23/2008 | Gina Boykin |
Q: Hello mrs boykin whos is the best company t6o invest with im 31 and i havent started saving for ...
A: Are you asking what company you should use to hold your investment account? If so, any of the major ...
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| stock- Washington Mutual. | 9/18/2008 | Gina Boykin |
Q: I am using WAMU as an example.same can be done for LEH. q1. I have WAMU shares.What happens if wamu ...
A: I'll start with Lehman Brothers. When a company files Chapter 11, they submit a plan to the ...
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| EE savings bonds | 9/17/2008 | Gina Boykin |
Q: I have about 11 savings bonds that I had planned to use for my daughter's education. However,these ...
A: Bonds must be registered in the name of the parent(s) to get the tax exclusion. The children cannot ...
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| investment safety | 9/17/2008 | Steve Hach |
Q: I'm concerned about the safety of investing with financial institutions and insurance companies ...
A: The short answer to your inquiry is "no." Unless your money is in an FDIC account-- and below the ...
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| savings bonds | 9/16/2008 | Gina Boykin |
Q: With all the financial difficulties in our country,I have not heard any mention of savings bonds. ...
A: I'm sure you've heard about all of the government bailouts - that is because the government is the ...
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| Investing | 9/11/2008 | Paul Henneman |
Q: RE: TSP I will be turning 70 1/2 in two years where should I put my money?
A: Audrey, Thank you for your question! Unfortunately the question is broad, and likely has very ...
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| Bail Out | 9/8/2008 | Gina Boykin |
Q: RE: TSP Will the bail out of Fannie Mae & Freddie Mac have an affect on the G Fund Thanks
A: Since US Treasuries are backed by the Federal Government, there is virtually zero risk of default. ...
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| rolling stock price | 9/3/2008 | Steve Hach |
Q: Where can I look to find the 50-200 day rolling average for a given stock?
A: For technical features like moving averages you can usually find free resources on the internets. I ...
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| series ee bonds | 9/2/2008 | Gina Boykin |
Q: We have several series EE bonds that was just in the filing cabinet. I intend to cash them now but ...
A: At this point, I don't believe you can get an exclusion, because the qualified higher education ...
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| Where to invest $50K | 9/1/2008 | Steve Hach |
Q: I am looking to invest $50K in the next few months. my risk tolerance is low to medium. Could you ...
A: Tim, Successful investing takes discipline, education, and patience. A plan should be established ...
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| Where to invest $50K | 9/1/2008 | Gina Boykin |
Q: I am looking to invest $50K in the near term. My risk tolerance is low to medium. Could you ...
A: You have a lot of options and your decision will be based on your time frame (when you need the ...
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