You are here:

Beginner Investing/Questions Answered by Expert Dr. Joseph de Beauchamp

SubjectDate Asked
stocks4/28/2010
  Q: I am interested in see what the stock markets are all about, what kind of stocks are good to invest ...
  A: You should consider a mutual fund. There you can buy into a mutual fund for about $100 per month. To ...
need to ask9/27/2007
  Q: I have a problem , I m (electronics & communication) engineering graduate , but all my interests ...
  A: Go to our website of http://www.mrinetwork.com and see the positions section. Search by keyword and ...
Career question8/2/2007
  Q: Dr de Beauchamp, I am a 17 year old to-be senior in high school. Currently I am learning to invest ...
  A: Obtaining a core degree in business is a good start. I would recommend that you check with a local ...
hello sir7/19/2007
  Q: i want to ask some questions about investing when i asked a broker he told me that at my investing ...
  A: I recommend that you go to the local library. Check out the Valueline and Morningstar books. These ...
need to ask7/13/2007
  Q: I have lot of information & knowledge in the follwing field (business mangament - marketing - ...
  A: You might attempt the certified financial planner program. You would be able to find them online or ...
Kid wanting to start investing6/20/2007
  Q: de Beauchamp, I am an 18 year-old with absolutely no experience in investing or money matters ...
  A: No short term ways to get this done. You would be best to go to the local library. There is a couple ...
S&P 5006/18/2007
  Q: I am aware that when a company is added to the S&P 500. It’s price can be driven up. I would like ...
  A: There does not appear to be any good solid proof of this. It is not a fact. Mostly the cause of this ...
investing6/4/2007
  Q: I'm currently looking into investing some money. I keep reading about IRA's, mutal funds, etc... ...
  A: You will probably find a Morningstar book in the local library. A local broker dealer or college ...
Future financial advisor6/2/2007
  Q: I am currently a junior at CSU Channel Islands in the process of getting my Masters in Business ...
  A: Stay safe and liquid for now. Keep your money out of the market, since I think we are not going to ...
College Student Interested in Investing5/20/2007
  Q: Beauchamp, My name is Tim and I'm a Junior at the University of South Alabama majoring in History ...
  A: You might try reading through the large Morningstar mutual fund book at the local library? This is ...
The Stock Market . . .5/19/2007
  Q: I am on SSDI, cannot save any money due to the cost of living. I roughly get $1400.00 a month and ...
  A: You can allow the US Savings Bond HH to just about any schedule for maturity and income flow. There ...
The Stock Market . . .5/19/2007
  Q: I am on SSDI, cannot save any money due to the cost of living. I roughly get $1400.00 a month and ...
  A: Not a good idea for several reasons. I have never recommended stock to anyone, unless they can ...
Investing5/18/2007
  Q: I'm doing small painting contracts. I get paid fairly substantial checks<(at least by my yardstick), ...
  A: There are several large books in the public library near you. One is Valueline, and the other is ...
need to ask5/6/2007
  Q: whats your opinion about freelancing , i have a lot of knowledge in buisness want to exploit it ...
  A: http://www.freelancewriting.com/careercenter.php This is a good site. I would also recommend the ...
ask about5/6/2007
  Q: you given me before two links to help me evaluate my interests collegepartnership.com after ...
  A: http://mrinetworks.com is important for you to study. This will give you the job tittle and the ...
ask about5/6/2007
  Q: i hope you check this link thats was offered to me & i scaring from fraud in same time i didnt ...
  A: Very few people should be involved with stocks at any level. I suggest that you go to the public ...
Incorporating5/4/2007
  Q: I'll probably be investing in a brand new venture soon. If a substantial amount of money were to be ...
  A: Go to http://www.eastbiz.com since this group has a full range of incorporation. Most people ...
Silver4/24/2007
  Q: I purchases $8,000 worth of Silver bullion in early 80's. The price at the time was $6.29 oz. ...
  A: I sold all my gold and silver after waiting 20 years. I now realize that this was not a good ...
Dow Jones Ind Avg4/22/2007
  Q: I am trying to find about the theory that the Dow Jones Industrial Avg (DJIA) has averaged 9% a year ...
  A: http://www.stockmarkettiming.com/historical-charts.html This is a good site. For the period since ...
any ideas???4/19/2007
  Q: oaky im 18 and start college next fall. im contemplating being a stockbroker but im not sure if i ...
  A: You do not need a degree to be a stockbroker. You need to demonstrate commission sales, and know ...
low risk investment options for $40004/17/2007
  Q: I recently sold my house and paid off all of my debt with the profit. I have about $4000 left and ...
  A: Simple savings account in the bank is best. You might try money market funds at the bank also. You ...
need to determine4/14/2007
  Q: how can i obtain informations about investing abroad regulations ? if you know can you give me a ...
  A: http://www.ibb.ubs.com/Governments/foreign_exchange.shtml You will need to understand that there ...
need to ask4/14/2007
  Q: i was studied some business issues (self studies) for 3 years till now in ...
  A: http://collegepartnership.com has a program to evaluate the interests and knowledge of people. They ...
How do I invest my money?4/10/2007
  Q: I have five hundred dollars that I would like to invest in something and I have no idea how to ...
  A: Go to a local bank and invest in US Savings bonds. They can be purchased in small amounts and ...
investing4/3/2007
  Q: I am 19 years of age and i would like to know what investments have the fastest overseas returns for ...
  A: Only way to do this is a mutual fund. I suggest that you go to the local library and read through ...
start up3/27/2007
  Q: Dr. de Beauchamp: Can you help me? I am a person who is disabled and can do very little. I am ...
  A: I would stay away from stocks, and investing. Simply too much risk for you, and anyone else right ...
bonds vs cd3/26/2007
  Q: a family member has generously given me money to handle for my 2 year old son (to start a college ...
  A: You know, I would take this into a local bank. You can buy US Savings Bonds there, and defer the ...
EQUITY3/24/2007
  Q: i'm new to the stock market. is there a EQUITY GROWTH fund that i can buy into? my 401K through home ...
  A: I would recommend that you first look to see what is approved at Home Depot, from a funds ...
need to know3/20/2007
  Q: there is someone told me " Every investor is different, so your first goal should be to learn how ...
  A: I recommend that you go to the public library. Check out the Valueline and the Morningstar and read ...
investing3/3/2007
  Q: how are You Joseph. My sister Is interested in investing, she want's to make her money grow but she ...
  A: Best method is go down to the local library. Look over the books called Morningstar and Valueline. ...
HELP2/22/2007
  Q: I'M ALMOST 21 YEARS OLD. I NEED TO START INVESTING MY MONEY INTO SOMETHING WORTHWHILE. I'M JUST NOT ...
  A: http://www.morningstar.com/ I would recommend that you go to this site. There is much material up ...
Beginning Investing2/11/2007
  Q: My husband and I have been playing with the idea to buy some stocks that our family likes, such as ...
  A: Any broker dealer would be happy to take your business and buy you these stocks. They make ...
Investing1/16/2007
  Q: Beacuchamp. Its nice to know that there are people that exist volunteering their time...this is ...
  A: I do not recommend stocks for you, and for most people. I recommend a good mutual fund, and there ...
Dr Steve Sjuggerud1/7/2007
  Q: My elderly parent has recieved and invitation to receive Dr Sjuggerrud's newletter "True Wealth". ...
  A: I would not purchase this material. I would go to the local library and read through Valueline and ...
Investing in Stocks1/1/2007
  Q: I'm interested in the stocks as an investment. How would I go about doing this and in what? How ...
  A: I would recommend that you go to the local library. Look up a large book that is called Morningstar. ...
What can I do?12/30/2006
  Q: I am 12 years old and I have decided to try and become an investor. Please tell me what and how I ...
  A: You should stick to mutual funds only. Do not do any stocks. You could go to the public library and ...
need help12/28/2006
  Q: i want to invest in stock but unfortuntly my countrey stocks is too bad caz the big tycoons control ...
  A: Go to the local library, and read on this topic in Morningstar. This book is over a thousand pages, ...
need to ask12/24/2006
  Q: brokerpower.com this website you gave it to me when i was asked you about source of e-learning ...
  A: A. Unconditional Distributions (s) Bachelier, L., 1900, "Theorie de la Speculation," Annales de ...
IBM & Cost Basis12/22/2006
  Q: Sir: I am seeking a(n) (online) calculator that will give me an approximation on what my cost basis ...
  A: You are best to send the facts to IBM and let them figure this out. A business analyst calculator ...
need to ask12/14/2006
  Q: can you suggest me an economic basics book for newibies & beginner which has zero experience in ...
  A: Basic Economics: A Citizens Guide to the Economy, Revised and Expanded (Hardcover) by Thomas Sowell ...
need to ask12/12/2006
  Q: i want to make export company or project & i have to make BPLAN for it but the problem i faced is ...
  A: Expeditors International of Washington, Inc. (NASDAQ (GS): EXPD) Continental 1015 3rd Ave., 12th ...
any ideas on people starting out12/11/2006
  Q: So, I am 27 and in the past year I have been reading personal finance books. I would like to say ...
  A: I would go with US savings bonds in a bank. You can buy those for $25 or more. They are not taxed, ...
transaction volume12/5/2006
  Q: Joseph The transaction volume only indicates number of stocks changed hands. Where can I find ...
  A: Find a local broker dealer that you trust. They can print out the large blocks of stocks for the ...
beginner invester11/17/2006
  Q: What would be the very first step in learning about investments and how and where I should invest my ...
  A: Go to the local library and go through the Morningstar book. This is about mutual funds, and a free ...
Beginner Investing11/14/2006
  Q: Joseph thanks for the information and clarification. Now I am wondering if you would recommend me ...
  A: I would send you to the local library and read over the Morningstar book. This will help you ...
Beginner Investing11/13/2006
  Q: Joseph, I have just graduated with my Bachelor for less than half a year. I have planned to take my ...
  A: You might go to the local library and look over for free the Valueline and Morningstar. This are ...
researching company11/8/2006
  Q: As a part time investor, how do I do research on certain companies? I occasionally read ...
  A: Basic rule: Order up all the financials from a company. This can be seen on http://hoovers.com and ...
Starting early10/18/2006
  Q: I had a question about early investments. I am 20 yrs old, not in college, working in the corporate ...
  A: For free information, go to the local public library and look through the Morningstar book. It ...
good to way to learn?10/16/2006
  Q: Me and my boyfriend are looking to start investing but we're so new to this we don't even understand ...
  A: In this particular 10-k and annual report: Warren only missed beating the market 10 times since ...
Rolling an Edward Jones IRA. to a TD Ameritrade IRA10/15/2006
  Q: Two years ago I rolled my 401K into an Edward Jones IRA. I am in the Van Kampen family of funds. I ...
  A: Load is not as important as you are looking over. You should go to the local library and pull out ...
good to way to learn?10/15/2006
  Q: Me and my boyfriend are looking to start investing but we're so new to this we don't even understand ...
  A: Go to the local library. Find the book on mutual funds called Morningstar. It is well over 1000 ...
Inflation9/27/2006
  Q: Paul volker raised interest rates to over 20% back in 1980. This was to fight inflation. Why then ...
  A: You appear to be a wee off on the cycle. Interest rates were increased to head off the rising prices ...
Investing software9/9/2006
  Q: I have some mutual funds for retirement that seem to be doing very well. But now I would like to ...
  A: Stick with the mutual funds. They work much better. You might want to look up Moringstar at the ...
Investing in College or other for our 6 mos daughter9/1/2006
  Q: We have a 6 month old daughter and would like to start an investment for her college or future. ...
  A: US Savings bonds obtained from a local bank is the best. They accumlate tax free and pay around ...
investing8/7/2006
  Q: ...anyway i want to ask you another question....what do you think of the EURO and the GB ...
  A: I would look at the pound, since this is more focused on the interest rates, rather than the ...
yahoo finance -financial part7/11/2006
  Q: Joseph de Beauchamp' Thank you in advance for your response! Have been reading as much as I can ...
  A: I never use yahoo, too many errors. I use http://www.hoovers.com and have all the documents ...
investing while i am away!!7/7/2006
  Q: Beauchamp I seem to be on the fence with this one! The job i am going to be taking forces me to be ...
  A: John, I would go to the local library and dig out the Morningstar book. Select a good mutual fund ...
MERGING COMPANIES7/7/2006
  Q: I own stock in a oil company (ndol.pk)I bought about three months ago.About two months ago a private ...
  A: http:www.nordoil.com does not give enough information to make this investment. It appears to be run ...
Beginning Investment7/3/2006
  Q: I am a twenty five year old who is looking to invest with very little money. I do not know where to ...
  A: Waguele, Usually the best is to go to the public library. This is free. Read all of the Valueline ...
buying bullion6/30/2006
  Q: Can you tell me about buying E-Bullion ? Some friends are getting into this and from what I"ve read ...
  A: John, Sorry but this is too good to be true. Tell your friends that they are being scammed. Tell ...
need to ask6/26/2006
  Q: 3 field want to gain expereince in them & i have a plan to apply in each ,,but i didnt know from ...
  A: YYY, I do not understand your question. If you wish to work in a stock trading floor, you need to ...
need to know6/16/2006
  Q: i have an information stucked in my mind want you said to me is it correct or not ? thats it " i ...
  A: Jackie, Let us start with free information. Go to the public librray in your area. Look up ...
BUYING-BACK6/14/2006
  Q: Dr. de Beauchamp: I have sold a number of stocks and mutual funds in the last few days, either to ...
  A: I never technically traded, and do not recommend this on mutual funds. No proof shows that this ...
ROI Metrics6/9/2006
  Q: Dr. Joseph de Beauchamp, I do cost and economic work for the Air Force in the Pentagon and have ...
  A: I would use the WACC formula that you should have in a textbook in your MBA program. I pasted it ...
stock gift was half of what i expected5/30/2006
  Q: I was employed by a large company that paid for our tuition for college. After graduation, i was ...
  A: You should obtain their information, what you started with on an agreement. It might be that you did ...
Tax lien certificates5/28/2006
  Q: I would like to know about the pros and cons about investing in tax lien certificates. Thank you. ...
  A: State gets all the interest and the penalties, not the lien holder. The person owning the ...
A few beginning Qs5/24/2006
  Q: Hey, I'm a beginning investor (just 18) and I'm trying to get my feet wet in investing so I'll have ...
  A: I never recommend anyone buy single stocks, unless they have the funds to purchase more than 10 ...
need to know5/23/2006
  Q: is it is a condition to have experience for 5-10 years range to enter a field as ...
  A: Subjective opinions--you can enter the business with no experience or education. Actually, your ...
Trading the same stock5/1/2006
  Q: Is there a limit on how many times in one day that you can buy and sell the same stock?
  A: There is no limit on how many times. Usually persons that do this loose their money, however. I ...
IRR for my investments4/22/2006
  Q: For the past 6 months I've been investing using a technical analysis method. During this time ...
  A: Eddie, You could work out each block of money on excel spreadsheet, and for each time. I would use ...
investment in property4/1/2006
  Q: What is the nature of risk in property investment? How can it be minimised? And How can it be ...
  A: Variation is the standard way to calculate risk. Variation does not work with real estate. No ...
making money3/21/2006
  Q: I am a soilder in the United States Army. I am currently investing through a program call Thrift ...
  A: Felix, Your human resources department probably have a list of approved funds. I would look over ...
need to know3/16/2006
  Q: you told me if i want to be milionaire in 5-6 years i must have a capital 500.000 $ to start thats ...
  A: Most stockbrokers would tell you that penny stocks do not make money. You even have to sign ...
ira3/15/2006
  Q: I am a married 55 year old professional, my house is worth 180k and paid for, I have about 80k in ...
  A: Steve, There is not IRA trustee that will allow this investment into houses. It is because of the ...
need to know3/15/2006
  Q: you told me if i want to be milionaire in 5-6 years i must have a capital 500.000 $ to start thats ...
  A: Jac, To assume a greater return than 7% is not smart. You need this amount over the 6 year period ...
hello sir i m 22 year &...3/13/2006
  Q: i m 22 year & i have a plan to be milionaire in 5 to 6 years is that able ? many people depressed ...
  A: Time and money: very simple. You need $500,000 for doubling this money during this time zone. If you ...
Making money3/12/2006
  Q: I can play with up to $10K at the moment. Is there a way to generate this kind of cash a week with ...
  A: You can not rely on this type of investing. Trading simply does not work. I would suggest going to ...
need to know3/3/2006
  Q: yes i found many websites have the stock marketing game but before i browsing them i want to ask ...
  A: It is not an expert game. It is only a game and just to help people learn the stock and bond ...
Horizontal (Trend) Analysis3/1/2006
  Q: I have a question about what is known as trend analysis on financial statements, often intertwined ...
  A: Matthew, Trouble with formula: past performance is no projectin of the future. You simply have a ...
------------------------- ...2/26/2006
  Q: is there any international competition made for youth which encourge youth ideas & enhance it with ...
  A: Jack, The stock market game might be out there, and I have not seen this for years. You might ...
best rate for currency exchange1/18/2006
  Q: There doesn't seem to be an expert listed who specializes in this field, so I will try you,Dr. de ...
  A: Best way would be to keep checking accounts on both sides of the border, and then transfer funds to ...
reading income statements1/17/2006
  Q: How does the income statement account for interest accrual then? For example, it's possible for ...
  A: An accounting method that measures the performance and position of a company by recognizing economic ...
Getting Started in Sock1/10/2006
  Q: How are you? I have a basic question and would be sincerely greatful for any information. I am very ...
  A: Corina, I would recommend that you go to the local library and pull out the Valueline. I also think ...
hi1/2/2006
  Q: i have tried this method while learning to trade emini futures and it works for me so i was ...
  A: Sorry, but after 32 years of employment in the industry, and 20 plus years of being a professor, I ...
Buying stock12/30/2005
  Q: I am interested in starting to invest money in the stock market. Should I use an online trading ...
  A: Nick, I think you should start by going to the public library and pulling out Valueline. Read this ...
Stocks for novice12/28/2005
  Q: I am new to the stock market and have never owned any stocks. I am 42 and I have to start thinking ...
  A: Richard, Go to the public library and pull out Morningstar. I would recommend just start with a ...
Rise in Stock Values12/18/2005
  Q: I first became interested in investing in stocks and shares in the 1980’s, BT British Gas etc. but ...
  A: Nikkei is probably going to be flat the next 6 months. You are correct. The company does not ...
investing12/13/2005
  Q: im 26 and in debt (colleg loans) and I really want to start investing but just dont know where to ...
  A: Starting with a simple mutual fund is best. Go to the local library and read Morningstar. Not much ...
Stocks12/7/2005
  Q: Can you purchase stock in a company that is in bankrupcy? If so, what happens to that stock upon the ...
  A: Robert, Yes, you can always buy stocks that trade. Some BK companies go through complete ...
Investments for daughter12/6/2005
  Q: Like most people I was sorely prepared for the costs of college now that my daughter is ...
  A: Jack, A good mutual fund that you could select from Morningstar at the public library would be in ...
17 year old thinking about investing12/1/2005
  Q: Hey, I'm a senior in high school and I'm starting to get an interest in investing. I've got ...
  A: Dan, I recommend a good mutual fund. You might want to go to the local library and look up ...
Stock Market11/19/2005
  Q: My name is John, I am 32 and a beginner investor. I have recently been trying to figure out some of ...
  A: I do not know what is meant by the ttm either. The rest is easy to understand --price divided by ...
technical analysis11/11/2005
  Q: could u give me names of some of the best books on technical analysis for advanced users thanks ...
  A: Shekhar, I have looked over technical analysis for 30 years. It does not work. I have no belief in ...
Where and how to start investing?11/9/2005
  Q: I am a graduate student in my first year in optometry school. I have always struggled with money ...
  A: I do better with one question at a time. Save your money in the bank until you have 6 months living ...
SEC10/28/2005
  Q: My question asks how do you avoid being under the jurisdiction of the US Securities and Exchange ...
  A: Do not sell stocks. Just bring in the money on a note or loan basis. You could make partnerships ...
Wash sale10/15/2005
  Q: I am new in the investment business and I discovered the wash sale concept that I am trying to ...
  A: J, You lost $4 dollars on the sale, then you have gained back on the re-purchase $3 dollars, and ...
How to make money?10/4/2005
  Q: My first property that I bought was a two family property in the city of Fall River Massachusetts. ...
  A: Michael, If you read some, you will find even Allan Greenspan warning about the real estate bubble. ...
stock10/1/2005
  Q: What is initial public offerings &fiscal public offerings.How the stock exchange should assess the ...
  A: Aravind, IPOs are the first offering of stock into the stock market. There is a fundamental horizon ...
investment9/30/2005
  Q: Dr. Beauchamp a couple of years ago my wife and I were given an investment tip by her sister about ...
  A: Mike, Many private companies should remain private. I usually recommend for companies to stay ...
Diversification9/22/2005
  Q: I'm a long-term investor and invest primarily in mutual funds. I'm wondering if there is a rule of ...
  A: One general fund should be fine. You should stick to one fund group to make your breakpoints. ...
beginner9/20/2005
  Q: I am a 100% beginner. I have never invested before and would like to know how to start online. Do I ...
  A: Go to your public library, and read Valueline and Morningstar. This is free and good education. Go ...
Taxes on investments for non-U.S. citizen9/9/2005
  Q: Joseph de Beauchamp Yes, my address is outside of US. However, I read somewhere that all brokerage ...
  A: Yuri, If you are required to complete USA income form, there is a spot where it asks you about ...
How do you learn to become an investor9/6/2005
  Q: What does a person need to do to learn investing? Is it college courses, study every book you can ...
  A: Michael, You might try the http://ibrokerpower.com site. There is some training there. At ...
investing8/8/2005
  Q: I just recently retired and I've received the lump sum of my retirement money. I can't access it w/o ...
  A: Gloria, If you mean the IRA penalty, you can start to pull monthly income off without penalty. If ...
de-listing8/8/2005
  Q: -Where on the net can I check "pink sheets" (I assume the pink sheets are where so called penny ...
  A: Go to http://www.pinksheets.com and look up the symbol. You can find out the price and the trading ...
de-listing8/8/2005
  Q: What dies it mean to me (a stockholder) if my stock is de-listed? Is the stock worth anything after ...
  A: Bill, They stop trading on the NASDQ. They have to go through a great deal to re-list. Usually this ...
S&P vs. AGG8/5/2005
  Q: Beauchamp, I am a 18-year old boy who would like to invest some of my savings in the market for ...
  A: I think you should leave the money in stock equity funds for your time horizon. I see bond funds not ...
Multi-level Marketing (MLM)8/2/2005
  Q: Sir, i guess you already know what is MLM all about. Basically MLM is also known as direct ...
  A: Lokman, I never managed money for a MLM. Take a look at their tax returns. I have not found a high ...
The Small Investor8/1/2005
  Q: After reading about a trading maneuver by the good guys in a suspense novel, I set down the book ...
  A: Rick, With 30 years plus in this business, short term and trading does not work. I could only ...
profit margin vs. gross margin vs. oper margin7/31/2005
  Q: I am a beginning investor. I would like to know the difference between profit margins, gross ...
  A: Mark, You appear to be correct. There are a number of ways to hit this percentage. Profit margin ...
halted stock7/22/2005
  Q: A stock I own had trading halted today. Why would they do that and what does that mean to me as an ...
  A: Bill, They do not have to give a reason. This also means that all emails and communications are ...
Pixar stock7/15/2005
  Q: Well, I am interested in investing in some steady stock for the long haul, and have always ...
  A: Earnings Estimates Last Updated: July 16, 2005 Period Period End Mean EPS # of Estimates Year Ago ...
Pixar stock7/15/2005
  Q: Would this be a good time to invest in Pixar stock? It appears to be dropping. I've been following ...
  A: Based on discussions with distribution partner Walt Disney Co. (DIS: news) and information from ...
GM7/12/2005
  Q: I've have heard that GM is close to going bankrupt. I guessing on this but wondered if it might ...
  A: A few others have followed your logic. The stock is off the $27 dollar low and up. You might want to ...
Just Started7/12/2005
  Q: Deauchamp, I just recently graduated collge with a focus in bot accounting and finance. So I am ...
  A: Steve, I will give a look into this. You will not like what you hear from me. 1. I never ...
Investing in international banks7/11/2005
  Q: Aloha, I have been told by some collegues that I should look at investing my money into a bank of ...
  A: Kevin, Alot of scams going on about overseas investing. I would not listen to this. These stories ...
Where do I begin7/7/2005
  Q: I am interested in stocks and investing, however, were do I start and I have little money to play ...
  A: Erik, I would recommend that you look up a few mutual funds on the http://wfnn.info --a free site. ...
new investor7/2/2005
  Q: Beauchamps, I about to start my MBA in the Fall - a huge departure for me as I have been in the ...
  A: Ellie, Hold the cash in liquid funds. Things are unstable now, and not certain to make money. I ...
rollover into an annuity6/28/2005
  Q: Joe I am a retired autoworker living on a pension. I am 53. Before I retired I managed to save a few ...
  A: Hector, Fidelity has good diversified funds. An International fund of theirs would be good to stay ...
Very little to invest6/24/2005
  Q: Can I begin investing with only 100 dollars? Should I just go buy a CD at my bank? Would I be ...
  A: Shelly, Yes, keeping liquid is important. Many changes will take place. You might look over the ...
Investing6/22/2005
  Q: I know this isn't a stock question but... is anyone expecting for the value of Beanie Babys to ...
  A: Here is a good site to watch these items: ...
Investing for a 22-year-old6/20/2005
  Q: I am a 22-year-old journalist. I am graduating college after one more semester and have an inherited ...
  A: Jimmy, You might just stick with mutual funds. Even if they do not appear to move much, most funds ...
Investing question5/31/2005
  Q: I was hoping you could help me. I'm 23, about to start working for the first time (I'm disabled) ...
  A: http://www.morningstar.com/Cover/Funds.html?topnav=funds or http://wfnn.info These site have ...
Secret Currency5/11/2005
  Q: I know that "The United States government banned private ownership of gold, which lasted 41 years; ...
  A: Ivan, You are probably better off not to reach any conclusion with these people. Who knows what ...
Long term investing5/3/2005
  Q: I have $2000 that I would like to invest. I am interested in finding out the best place to put it ...
  A: Jessica, Try to look over some of the recommended funds on the http://wfnn.info website, under ...
using compounding short term investments to form a long term strategy4/25/2005
  Q: First, what is the difference between APY and interest rate? i'm looking into buying CDs and i see ...
  A: Vic, Something seems off on the year to quarterly rate. I think you will find the one year rate ...
learning4/7/2005
  Q: I am extremely intrested in buying stocks and bonds but I have no Idea where to get started. I have ...
  A: Kelvin, I recommend people to stocks if they can afford 10 different stocks with 100 shares each. I ...
I have bought a few stocks...3/27/2005
  Q: I have bought a few stocks on Ameritrade. Can I do the same for companies like Bertelsman an ...
  A: Ameritrade should be able to tell you, which stocks are American Depositary Shares. You might want ...
Penny Stocks3/21/2005
  Q: Could you please tell me something on penny stocks? How do you know which ones to buy & where to buy ...
  A: You might try the free site of http://wfnn.info where fundamental research exists. This is a free ...
Starting in the share market3/18/2005
  Q: I have $500 to put into the share market but am not sure where to put it. I was think about putting ...
  A: Buying indivdual stocks is not what I would recommend. I would always recommend that people have ...
Due dilligence3/15/2005
  Q: What is the best way to perform due diligence on a company that you want to invest in? I mean, ...
  A: I would go to the http://www.hoovers.com and then order the 10-k. If the 10-k does not come from the ...
Markowitz Portfolio Techniques3/12/2005
  Q: The Third Restatement Of Trusts requires that a fiduciary officer use an investment strategy ...
  A: Perhaps below is pasted some help to this. Prudent Investor Act actually states that you put no ...
Self-directed IRA3/10/2005
  Q: I am looking for an institution that offers something in the way of a custodial account for a ...
  A: You would probably find First Trust in Denver the best. Call 800-525-2124 or go to the ...
Investing for 1 year2/27/2005
  Q: Dr. Joseph de Beauchamp, I have been able to save $5000 in the past year by working extra hours ...
  A: Anthony, Just keep the money in the bank. I would not even recommend a mutual fund. You need about ...
Investing in Electronic Arts2/22/2005
  Q: If you were to review and analyze the company's financial performance and make a decision about its ...
  A: I may not recommend any stock purchase or sell to a person. It first starts with what is suitable to ...
Total Beginner?2/22/2005
  Q: I am a total novice and don't know much about the stock markets but am very willing to learn can you ...
  A: Paul, Try the http://wfnn.info site and read through the mutual funds and stocks. Order up some ...
How to begin buying stocks?2/20/2005
  Q: Joseph, I recently wrote down 20 of my favorite companies and I created a porfolio on Yahoo.com to ...
  A: You might try http://wfnn.info and a free site. I do recommend that you stay with just mutual funds. ...
investing2/17/2005
  Q: ------------------------- Thanks for the info, In your response you mentioned "TSA," what does ...
  A: TSA stands for tax sheltered account. It remains a way to save through payroll and use your before ...
Investing2/16/2005
  Q: I need to come up with $10,000 by 2007. I have about $4000 what is the best way for me to invest to ...
  A: Jim, I suggest that you continue to place the money in the boring savings account. Investing is not ...
investing2/15/2005
  Q: Aloha, Thank you for your time, I have several questions and would like to start with a little ...
  A: Mark, Professor teacher back to you: 1. pay the loans off 2. you might try the free site of ...
how to start investing2/2/2005
  Q: I am 19 years old and would like to start investing, but know nothing about it. I am currently in ...
  A: Leisha, You might try the mutual fund section of http://wfnn.info since this site is free. You go ...
Investing1/31/2005
  Q: Beauchamp I just turned 26. Graduated from college last May. I dont make much money (about 22,000 a ...
  A: Kamilah, Try the free site of http://wfnn.info and become a member. There is a mutual fund section ...
right brokerage1/31/2005
  Q: My question is regarding the way of choosing the right brokerage company. I'm a beginning investor ...
  A: Edward Jones will probably give you more time and attention than the big 13. Waddell is another fine ...
I want to invest but don't know how1/29/2005
  Q: I would like to start investing but I have no clue where to start what to do concerning stocks and ...
  A: You might try this free website to start: http://wfnn.info You can sign up to be a member and get ...
Investment1/28/2005
  Q: I want to know if it is possible to buy company shares on line with 50 dollars or a sum less than ...
  A: Ameritrade or Etrade are one of many. I would not recommend odd lots of stocks. I would recommend ...
Financial Literature1/19/2005
  Q: I currently subscribe to Robb Report Worth magazine but am no longer happy with it since it was ...
  A: I like reading the weekly edition of the Financial Times. I do read Forbes. I would recommend that ...
Stock Buy Backs1/9/2005
  Q: When companies buy back their own stock, do they take it out of commission, or just hold on to it ...
  A: Treasury stock could be re-sold. I have never seen this work on repurchase. It subtracts against the ...
investing1/4/2005
  Q: my fiance and i would like to invest for retirement, but we're not sure how. we are both in our ...
  A: I would suggest a free site. You can become an email member for free also. All the buy and sell ...
Dividend Reinvestment Plans1/1/2005
  Q: Happy New Year Doctor: I am interested in investing in Coke-Cola. 1 share of stock, $1000.00 ...
  A: Long term, probably 10% per year, and therefore using the rule of 72, you would double your money in ...
Investments12/31/2004
  Q: I am 21 and have been into investing and saving from a young age. I currently have 3 CD's, a couple ...
  A: I would not recommend stocks for you. Go to http://wfnn.info and look to the left on some mutual ...
Practicing to invest12/29/2004
  Q: Joseph de Beauchamp, I have been learning to invest, I heard on the radio that there are a few ...
  A: Luisa, There is one that is free and fun. I run it. It is http://wfnn.info and you can read all ...
So, I want to invest, but...12/13/2004
  Q: So, I want to invest, but I'm young enough that I don't like the idea of mutual funds yet. I can ...
  A: You could go to the site of http://wfnn.info and read the stocks on the site. There is a mutual fund ...
Stocks for lifelong investments.12/12/2004
  Q: I am thinking of investing in some stocks. I am only coming to 17 years of age, but am learning more ...
  A: Try the free site of http://wfnn.info --look over the mutual fund section. You can order the reports ...
Investing for young people12/6/2004
  Q: Dr. de Beauchamp: What, in your opinion, are some of the most important savings/investment ...
  A: First, never go into debt. Try to pay cash for cars and homes at all times. If you buy a house, ...
Beginning Student Investing10/4/2004
  Q: Dr. Beauchamp, hello my name is Brandon Smith and I am a Magazine Journalism major at Ball State ...
  A: After 30 years working in stocks and bonds, publishing stock research on 2000 companies in 50 stock ...
Accumulation and Distribution9/25/2004
  Q: Beauchamp, I have just recently been starting to learn about stock market trading, I have a small ...
  A: Trends do not indicate the future. After 30 years, and teaching doctorate levels in three ...
Beginers' guide8/23/2004
  Q: Do you know any "digital" book to buy like: day trading for dummies, I tried amazon.com but all this ...
  A: There is none. No digital book on this subject. After thirty years of teaching and practice in all ...
Investment8/16/2004
  Q: I was looking to begin investing but do not know where to begin. What should I start looking at ...
  A: Take a look at our free website of http://wfnn.info --look under the mutual fund section in ...
how to invest8/13/2004
  Q: I know nothing about backing or how to invest my money and I'm looking to start up some sort of ...
  A: You might try our free website for a start. We have an opinion section and post information on ...

All Questions in This Category

Beginner Investing

All Answers


Answers by Expert:


Ask Experts

Volunteer


Dr. Joseph de Beauchamp

Top Expert on this page

Expertise

I`ve been teaching MBA students around the world for the past 15 years. I have covered over 50 stock markets and published on over 2000 public companies. I review and check on nearly 6000 financial reports a year. I would be glad to help out with questions.

Experience


Past/Present Clients
Over 2000 public companies.

©2012 About.com, a part of The New York Times Company. All rights reserved.