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About Robert Hanzel
(Top Expert on this page)

Expertise
I can answer questions regarding most areas of consumer and commercial finance. I have extensive experience regarding various types of loans (commercial, consumer, USDA, SBA 504, SBA 7A, foreign), many investment vehicles, credit, economics, and banking. I am not an expert regarding tax structures and other tax issues and thus would not recommend asking tax related questions.

Experience
Over 11 years Financial, Investigative, and Legal experience including loan review, due diligence, financial analysis, collections, and risk management. I have managed Credit Administration, Loan Administration, Credit Analysis, Credit Review, Liquidation Departments, Collections, and workouts

Organizations
Both the Risk Management Association and the Bank Administration Institute.

Education/Credentials
I have obtained both my Credit Risk Certification from the Risk Management Association and a Loan Review Certification from the Bank Administration Institute.

   

You are here:  Experts > Money > Investing for Beginners > Beginner Investing

Questions Answered By Expert  Robert Hanzel 
In Category  Beginner Investing

SubjectDate Asked

Practical Finanical Management3/18/2007
  Q: I am a college student and I am strugglimg with my homeowrk. I a have a Finanical calculator that I ...
  A: Nikii, I am sorry, but we are not allowed to help with homework questions and I have to keep to the ...
investing3/3/2007
  Q: how are You Robert. My sister Is interested in investing, she want's to make her money grow but she ...
  A: I would highly recommend that your sister spend some time going through her finances with a ...
follow up2/21/2007
  Q: DRP is a dripThanks for answering my previous question. I did a little researching of my own and I ...
  A: Gotcha. A DRIP account is basically when a person opts to have the dividends that there stock pays ...
cd;s2/7/2007
  Q: If I buy a six month cd at 5.50% what will the bank pay me at the end of six months.
  A: The answer is reliant upon the amount of the CD that you purchase and some of the other terms of the ...
name change of ownership1/15/2007
  Q: I bought some (2)US and (1)CA stocks in 2004,I would like to give them to my nephews without having ...
  A: Individual brokerage houses will have their own rules; however, 9 times out of ten you will need to ...
treasury bills etc1/10/2007
  Q: I'm trying to track down a type of investment that an old timer who I have lost contact with, told ...
  A: There is a type of treasury security that is known as a STRIP. This is an acronym for Seperate ...
short selling12/29/2006
  Q: Can I find out how many a particular stock is being shorted by using Yahoo or msn or Reuter? Where ...
  A: Absolutely. I normally use Yahoo! doe this. When you pull up a stock select "key statistics" on the ...
very little to invest12/3/2006
  Q:
  A: I understand your fristration. When I first started investing I had about $20 a paycheck. I ...
Starting early10/18/2006
  Q: I had a question about early investments. I am 20 yrs old, not in college, working in the corporate ...
  A: This is an interesting question and I certainly understand your desire for short term return, but ...
investing9/25/2006
  Q: What's the smartest thing to do with $10,000?
  A: Its incredibly hard to say and depends upon a lot of variables. Your age, risk profile, debt, ...
Investment software9/9/2006
  Q: I have some mutual funds for retirement that seem to be doing very well. But now I would like to ...
  A: Let me start by saying that close to half of the trades that are done each day on the stock exchange ...
Beginner Investing8/29/2006
  Q: my boyfried and I are planning on moving in together and starting to save and invest to build up a ...
  A: This is a great question. First, your investments should be directly related to your goals and your ...
HYIPs8/7/2006
  Q: I am curious, are there any truly honest, reliable hyips out there? I am willing to do some test ...
  A: I am unaware of a single HYIP that actually turned a profit. Every HYIP that I have ever encountered ...

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