| Subject | Date Asked | Expert |
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| coupon Stripping | 7/21/2008 | Doug Ingram |
Q: Have you got an example of "Coupon Stripping" zero coupon calculation in Excel? It would be great if ...
A: Actual - all bonds are priced this way. Every cash flow is discounted to the point where the cash ...
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| Vanguard New York Long-Term Tax-Exempt Fund Investor Shares (VNYTX) | 7/7/2008 | Doug Ingram |
Q: I am a single 65 year old NY State resident making about $60K a year. I have some savings that I ...
A: You get some diversification that way. I can't fault your thinking. If you did invest in the ...
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| Bonds | 4/29/2008 | Doug Ingram |
Q: Can bonds be tranferred or sold like shares/debentures?
A: Yes. At market prices through a broker dealer. A little more complex than stocks. Transfers are ...
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| Tax free municipal bond | 4/28/2008 | Doug Ingram |
Q: I am an expert in insurance law and personal injury law. My question is regarding the proceedure of ...
A: Generally speaking, a AAA rated bond is a sound investment. You need some sort of broker dealer to ...
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| Mortgage investment | 3/18/2008 | Doug Ingram |
Q: I am having trouble doing a balance sheet for a mortgage investment I am setting up a company that ...
A: Sorry - we were on spring break! I didn't totally proof this, but you should get the idea. ...
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| municipal bonds bought by my deceased father 30 years ago | 3/12/2008 | Doug Ingram |
Q: Is the acquisition price of municipal bonds the same as their par value? If I sell 15,00 dollars of ...
A: Bonds can be bought at discounts or premiums depending on prevailing interest rates, so there is no ...
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| Bonds | 3/3/2008 | Doug Ingram |
Q: If you would be able to enlighten me as to whether when bond prices fall this leads to yields rising ...
A: The bonds you are referring to have a fixed coupon so they are worth more if yields fall. If a bond ...
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| bonds | 2/27/2008 | Doug Ingram |
Q: what is the basic difference between bond and a debenture
A: They are essentially the same! Bonds are debt! When a company wants to raise capital, they either ...
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| Question on CD Bond? | 2/17/2008 | Doug Ingram |
Q: I have a CD bond starting at 5,000 through Eastern Bank and I was wondering how often does the bond ...
A: Typically CDs don't change in value. They have a coupon that pays you interest either monthly, ...
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| Investment Banking | 2/3/2008 | Doug Ingram |
Q: I am very much interested in knowing the terms and the Fundamentals of investment banking like ...
A: Here are a few. Let me know if you need more. http://www.investopedia.com/university/ ...
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| Ginnie Mae vs. TIPS | 1/30/2008 | Doug Ingram |
Q: In this downward interest rate environment why are some advisors suggest to buy TIPS.
A: Maybe they see value and think the Dollar will go down versus other world currencies. That makes ...
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| hi | 11/21/2007 | Doug Ingram |
Q: what is difference between shares & debentures ? thanks for your help
A: Bonds are the debt of a company. Debentures are borrowings - you are loaning the company money, but ...
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| Bonds | 11/1/2007 | Doug Ingram |
Q: 1.Where may Bonds be purchased- 2.How do the Bonds sold on the Bond Market differ- 3.How is the ...
A: 1. You can buy small bonds and savings bonds from the government. www.treasury.gov You can ...
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| Muni Bonds | 10/22/2007 | Doug Ingram |
Q: I'm aware of the advantages of Muni Bonds. What could be the potential downsides for an 84 year old ...
A: Like most bonds, they are issued to accomplish a task like building a school or a water district. ...
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| Muni Bonds | 10/19/2007 | Doug Ingram |
Q: I'm aware of the advantages of Muni Bonds. What could be the potential downsides for an 84 year old ...
A: Munis are a good investment for safety and income. The downsides would be if you chose a risky ...
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| bonds vs bank CD | 10/12/2007 | Doug Ingram |
Q: Ingram: The advice I have read states that one should have a 50-50 mix of stocks and bonds when ...
A: In this case you are correct that CDs are a good surrogate for bonds. They may at times outperform ...
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| Fixed Income & Credit Derivatives | 10/12/2007 | Doug Ingram |
Q: Could you please clarify if there is a difference between "Fixed Income Derivatives" and "Credit ...
A: I use the terms interchangeably sometimes. Whereas I think of all Credit Derivatives as Fixed ...
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| Bond investment | 10/11/2007 | Doug Ingram |
Q: I needed this clarification of when might we want to invest in bonds with high interest rates – long ...
A: The answer doesn't really depend on how high the interest rates are, it more what is expected. If ...
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| regarding bonds and equities | 10/10/2007 | Doug Ingram |
Q: a company will go bankrupt next year, which one do i hold, bond issued by the company or equities ...
A: The best answer is neither! However, Bond holders are protected more than stock holders and have the ...
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| Bonds! | 10/8/2007 | Doug Ingram |
Q: ! I would need answers for a test coming on 10.10.07. perhaps one of you might be able to help me. ...
A: 1. The higher the price you pay for a bond - the lower the yield you get. You are getting coupon ...
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| yield to maturity on bonds | 8/27/2007 | Doug Ingram |
Q: What does it mean to purchase a 10%bond with a 9%yield to maturity and how is it calculated?
A: It means the bond you are buying pays a 10% coupon and is more valuable because new comparable bonds ...
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| 401k investing | 7/6/2007 | Doug Ingram |
Q: In my 401k i have the option to put certain percentages in stocks, for instance under Large U.S. ...
A: Keep in mind, I'm a bond guy not a stock expert!!! They should be relatively the same thing. One ...
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| investment | 7/2/2007 | Doug Ingram |
Q: comparision between mutual fund and bond
A: Sorry for the delay - I was on vacation! A mutual fund is a managed pool of assets that can hold ...
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| Interest Rates | 6/25/2007 | Doug Ingram |
Q: I am trying to figure out how to read trends that leads to a mortgage interest rate increase or ...
A: Ryan, The key to fixed rate mortgages is to follow the 10-year Treasury note. Mortgage bankers ...
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| which is better to purchase | 5/29/2007 | Doug Ingram |
Q: I have 2 relatives graduating high school this year.I want to purchase either an I-Bond or EE-Bond ...
A: I have always preferred the EE bond for the higher rate (over time). The I bond would do better if ...
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| tax free bonds | 5/18/2007 | Doug Ingram |
Q: I'm working but at retirement age. I know nothing about investing in tax free bonds but was ...
A: Most tax-free bonds are truly tax free. If you buy some from another state, you may have some state ...
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| Question regaring Standard & Poor Stocks & Bonds | 5/3/2007 | Doug Ingram |
Q: How could find out about if they keep records of stocks & bonds in peoples names that were issued 50 ...
A: When you go back that far you will find severe limitations. Over the past 20 years bonds and stocks ...
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| can I do better than 5.05 apy? | 4/30/2007 | Doug Ingram |
Q: Ingram, I have been trying to find a good, safe way to invest my money for the past few weeks, and I ...
A: You've done pretty good research. Unless you choose a stock fund or take more risk, the going rate ...
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| bonds | 4/30/2007 | Doug Ingram |
Q: I wish to know the difference between bonds and debentures. What are the considerations for an ...
A: They are essentially the same! Bonds are debt! When a company wants to raise capital, they either ...
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| bonds, equity, debentures and debt. | 3/30/2007 | Doug Ingram |
Q: I want to know about the difference between Equity, Bond, Debt and Debentures? I also want to know ...
A: Equity means you own part of a company. Shares of stock are shares of ownership. The stock can go ...
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| bond | 3/23/2007 | Doug Ingram |
Q: What do you mean by bond? if we invest in a bond wat would be the returns? is it profitable if we ...
A: People invest in stocks or bonds. Stocks are certificates of ownership in a company and could have ...
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| stock markets in india | 3/22/2007 | Doug Ingram |
Q: 1. Difference between shares and debentures?Which are safer to invest in and why? 2. The Indian ...
A: Debentures (bonds) are usually much safer because they have guaranteed payments of principal and ...
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| Bond Valuation with 2 yields. | 3/5/2007 | Doug Ingram |
Q: A zero-coupon bond with $1000 par value matures in 30 years. The yield to maturity is 9% for the ...
A: I just got back in the office. You could buy a 10-year zero yielding 9% for 42.24 (1/(1+9%)^10) A ...
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| bond type diversity without income | 2/27/2007 | Doug Ingram |
Q: I had thought about zero coupon bonds but, as I understand it, the eventual payout from this type of ...
A: From a tax standpoint, everything depends on how you set up accounts. Those are questions for a ...
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| bond type diversity without income | 2/19/2007 | Doug Ingram |
Q: This is perhaps a peculiar question and maybe not a good match to your interests, but I'll try ...
A: Sorry - been out a few days. The first thing that comes to mind is strip bonds (zero coupon). ...
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| Difference between Zero interest and Deep discount bonds | 12/30/2006 | Doug Ingram |
Q: I would like to know what exactly is the difference between the following two financial instruments ...
A: While most bonds have a coupon rate, zero coupon bonds are called strips because the coupon portion ...
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| bOND RATING | 11/22/2006 | Doug Ingram |
Q: THE BOND RATING BBB2 IS EQUIVALENT TO WHAT RATING ISSUED BY STANDARD AND POORS?
A: Here's a table. It would be roughly equivalent to BBB or BBB- Rank Standard & Poor's Moody's 1 ...
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| Canada Savings Bonds | 11/22/2006 | Doug Ingram |
Q: What can you tell me about Canada Savings Bonds or savings bonds in general? I know nothing about ...
A: I really don't know anything about Canadian Savings Bonds. As for the U.S., you are investing small ...
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| Bond Buyer v. Bloomberg rate differences | 10/31/2006 | Doug Ingram |
Q: Doug, I have been searching in an effort to determine large disparity in muni bond rates between ...
A: I don't trade Munis, but the best way to check this would be to know the spreads to Treasury rates. ...
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| bonds and other debt securities | 10/5/2006 | Doug Ingram |
Q: Can you please explain to me the difference between bonds and other securities?
A: For the most part, the terms are used interchangably. Securities are "secured debt" where stock is ...
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