| Subject | Date Asked | Expert |
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| Bonds | 11/11/2009 | Doug Ingram |
Q: I have a question on bonds. When you figure out the Present value of a bond or the bond's price, ...
A: The present value and price are one and the same. It's what the bond is worth now to yield market ...
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| Doubt | 10/27/2009 | Doug Ingram |
Q: What is meant by financial leverage. Explain me in lay man's language
A: The simplest form would be buying stocks on margin. That allows you to control $20,000 worth of ...
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| Bonds | 10/23/2009 | Doug Ingram |
Q: I have money put away in bonds but need to take some out. how do i go about doing that? also if ...
A: Just call your broker. you will find some are more "liquid" than others. Some should be at profits ...
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| Money | 10/12/2009 | Doug Ingram |
Q: What is best place to store money and make it last for a long time or forever?
A: There is no clear answer to this question because of long cycles. If you catch a low in land ...
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| Assurance of payout | 8/21/2009 | Doug Ingram |
Q: Doug I have a municipal bond (CUSIP 132813BU9) due to mature next month. It is rated AAA/AAA and, ...
A: Actually, most every brokerage firm uses a pricing matrix to do the market values. The only live ...
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| Assurance of payout | 8/20/2009 | Doug Ingram |
Q: Doug I have a municipal bond (CUSIP 132813BU9) due to mature next month. It is rated AAA/AAA and, ...
A: Since the bond is about to mature, just call the broker and get them to check it. There won't be ...
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| GMAC BOND | 4/3/2009 | Doug Ingram |
Q: My dad bought a GM bond for my nephew about 15 years ago and it is due to mature in 2012. If GM ...
A: Debt has priority over stockholders, so it could have some value even if stockholders get nothing ...
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| coupons | 3/27/2009 | Doug Ingram |
Q: what are coupons.
A: In the "old days" even back to the '80s, you had to clip coupons off a bonds and send them in to get ...
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| Wanna Purchase BOnds | 2/10/2009 | Doug Ingram |
Q: How we can buy bonds?Which will bethe most secured bond to purchase?
A: You can find a local broker in your area. Interview a few. or... You can use an online place like ...
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| Beginners Reading | 11/17/2008 | Doug Ingram |
Q: Could you tell me a good book to read to understand bonds for a beginner. Thanks
A: You can find most of your answers on the internet. http://www.treasurydirect.gov/ ...
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| Question | 11/9/2008 | Doug Ingram |
Q: I am majoring in finance and want to be a stockbroker for a firm. I am wondering if it is possible ...
A: Normally, all it takes is initiative. Show up with a willingness to work and learn. There are often ...
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| Derivatives | 10/10/2008 | Doug Ingram |
Q: Can you provide me with some examples of what derivatives are? I understand it is something where ...
A: I didn't reject this question intentionally - I pressed the wrong button. Derivatives represent a ...
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| coupon Stripping | 7/21/2008 | Doug Ingram |
Q: Have you got an example of "Coupon Stripping" zero coupon calculation in Excel? It would be great if ...
A: Actual - all bonds are priced this way. Every cash flow is discounted to the point where the cash ...
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| Vanguard New York Long-Term Tax-Exempt Fund Investor Shares (VNYTX) | 7/7/2008 | Doug Ingram |
Q: I am a single 65 year old NY State resident making about $60K a year. I have some savings that I ...
A: You get some diversification that way. I can't fault your thinking. If you did invest in the ...
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| Bonds | 4/29/2008 | Doug Ingram |
Q: Can bonds be tranferred or sold like shares/debentures?
A: Yes. At market prices through a broker dealer. A little more complex than stocks. Transfers are ...
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| Tax free municipal bond | 4/28/2008 | Doug Ingram |
Q: I am an expert in insurance law and personal injury law. My question is regarding the proceedure of ...
A: Generally speaking, a AAA rated bond is a sound investment. You need some sort of broker dealer to ...
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| Mortgage investment | 3/18/2008 | Doug Ingram |
Q: I am having trouble doing a balance sheet for a mortgage investment I am setting up a company that ...
A: Sorry - we were on spring break! I didn't totally proof this, but you should get the idea. ...
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| municipal bonds bought by my deceased father 30 years ago | 3/12/2008 | Doug Ingram |
Q: Is the acquisition price of municipal bonds the same as their par value? If I sell 15,00 dollars of ...
A: Bonds can be bought at discounts or premiums depending on prevailing interest rates, so there is no ...
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| Bonds | 3/3/2008 | Doug Ingram |
Q: If you would be able to enlighten me as to whether when bond prices fall this leads to yields rising ...
A: The bonds you are referring to have a fixed coupon so they are worth more if yields fall. If a bond ...
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| bonds | 2/27/2008 | Doug Ingram |
Q: what is the basic difference between bond and a debenture
A: They are essentially the same! Bonds are debt! When a company wants to raise capital, they either ...
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| Question on CD Bond? | 2/17/2008 | Doug Ingram |
Q: I have a CD bond starting at 5,000 through Eastern Bank and I was wondering how often does the bond ...
A: Typically CDs don't change in value. They have a coupon that pays you interest either monthly, ...
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| Investment Banking | 2/3/2008 | Doug Ingram |
Q: I am very much interested in knowing the terms and the Fundamentals of investment banking like ...
A: Here are a few. Let me know if you need more. http://www.investopedia.com/university/ ...
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| Ginnie Mae vs. TIPS | 1/30/2008 | Doug Ingram |
Q: In this downward interest rate environment why are some advisors suggest to buy TIPS.
A: Maybe they see value and think the Dollar will go down versus other world currencies. That makes ...
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| hi | 11/21/2007 | Doug Ingram |
Q: what is difference between shares & debentures ? thanks for your help
A: Bonds are the debt of a company. Debentures are borrowings - you are loaning the company money, but ...
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| Bonds | 11/1/2007 | Doug Ingram |
Q: 1.Where may Bonds be purchased- 2.How do the Bonds sold on the Bond Market differ- 3.How is the ...
A: 1. You can buy small bonds and savings bonds from the government. www.treasury.gov You can ...
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| Muni Bonds | 10/22/2007 | Doug Ingram |
Q: I'm aware of the advantages of Muni Bonds. What could be the potential downsides for an 84 year old ...
A: Like most bonds, they are issued to accomplish a task like building a school or a water district. ...
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| Muni Bonds | 10/19/2007 | Doug Ingram |
Q: I'm aware of the advantages of Muni Bonds. What could be the potential downsides for an 84 year old ...
A: Munis are a good investment for safety and income. The downsides would be if you chose a risky ...
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| bonds vs bank CD | 10/12/2007 | Doug Ingram |
Q: Ingram: The advice I have read states that one should have a 50-50 mix of stocks and bonds when ...
A: In this case you are correct that CDs are a good surrogate for bonds. They may at times outperform ...
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| Fixed Income & Credit Derivatives | 10/12/2007 | Doug Ingram |
Q: Could you please clarify if there is a difference between "Fixed Income Derivatives" and "Credit ...
A: I use the terms interchangeably sometimes. Whereas I think of all Credit Derivatives as Fixed ...
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| Bond investment | 10/11/2007 | Doug Ingram |
Q: I needed this clarification of when might we want to invest in bonds with high interest rates – long ...
A: The answer doesn't really depend on how high the interest rates are, it more what is expected. If ...
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| regarding bonds and equities | 10/10/2007 | Doug Ingram |
Q: a company will go bankrupt next year, which one do i hold, bond issued by the company or equities ...
A: The best answer is neither! However, Bond holders are protected more than stock holders and have the ...
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| Bonds! | 10/8/2007 | Doug Ingram |
Q: ! I would need answers for a test coming on 10.10.07. perhaps one of you might be able to help me. ...
A: 1. The higher the price you pay for a bond - the lower the yield you get. You are getting coupon ...
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| yield to maturity on bonds | 8/27/2007 | Doug Ingram |
Q: What does it mean to purchase a 10%bond with a 9%yield to maturity and how is it calculated?
A: It means the bond you are buying pays a 10% coupon and is more valuable because new comparable bonds ...
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| 401k investing | 7/6/2007 | Doug Ingram |
Q: In my 401k i have the option to put certain percentages in stocks, for instance under Large U.S. ...
A: Keep in mind, I'm a bond guy not a stock expert!!! They should be relatively the same thing. One ...
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| investment | 7/2/2007 | Doug Ingram |
Q: comparision between mutual fund and bond
A: Sorry for the delay - I was on vacation! A mutual fund is a managed pool of assets that can hold ...
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| Interest Rates | 6/25/2007 | Doug Ingram |
Q: I am trying to figure out how to read trends that leads to a mortgage interest rate increase or ...
A: Ryan, The key to fixed rate mortgages is to follow the 10-year Treasury note. Mortgage bankers ...
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| which is better to purchase | 5/29/2007 | Doug Ingram |
Q: I have 2 relatives graduating high school this year.I want to purchase either an I-Bond or EE-Bond ...
A: I have always preferred the EE bond for the higher rate (over time). The I bond would do better if ...
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| tax free bonds | 5/18/2007 | Doug Ingram |
Q: I'm working but at retirement age. I know nothing about investing in tax free bonds but was ...
A: Most tax-free bonds are truly tax free. If you buy some from another state, you may have some state ...
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| Question regaring Standard & Poor Stocks & Bonds | 5/3/2007 | Doug Ingram |
Q: How could find out about if they keep records of stocks & bonds in peoples names that were issued 50 ...
A: When you go back that far you will find severe limitations. Over the past 20 years bonds and stocks ...
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| can I do better than 5.05 apy? | 4/30/2007 | Doug Ingram |
Q: Ingram, I have been trying to find a good, safe way to invest my money for the past few weeks, and I ...
A: You've done pretty good research. Unless you choose a stock fund or take more risk, the going rate ...
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