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| Subject | Date Asked | Expert |
| Negative Yield Curve | 11/18/2011 | Doug Ingram |
| Q: Sir I have a question about negative or inverted yield curve. I know it happens when long term T ... A: There is not a single answer. However, negative yield curves usually occur before recessions. In ... | ||
| Bond Spreads | 10/27/2011 | Doug Ingram |
| Q: Could you explain what is meant by the following sentence? "Italian bonds spread decrease by 22 bps ... A: The spread is usually the difference in yield between the safest rate and the bond you are buying. ... | ||
| bond | 7/12/2011 | Doug Ingram |
| Q: I was watching HLN, this morning and I thought the deal of the day, was for people to purchase I ... A: 'I bond' is a generic name for inflation-indexed bonds. Rates are very low right now, and the ... | ||
| high yield bond funds | 6/14/2011 | Doug Ingram |
| Q: What are the risks associated with high yield bond funds (like the one with Vanguard)? (1) If the ... A: There are many risks, and probably more than I can cover. Obviously, you have the primary risk from ... | ||
| IRA bond funds vs regular | 4/26/2011 | Doug Ingram |
| Q: If someone is 60 years old and wants to add bond mutual funds to their portfolio, wouldn't an IRA ... A: Lee, It depends upon many other factors, but first I will tell you this is not a bond question, but ... | ||
| Bonds | 3/17/2011 | Doug Ingram |
| Q: I have quite a few EE and I bonds. Recent reports indicate that if the dollar crashes, US ... A: Those sound like some pretty wild reports, although we are printing too many dollars and spending is ... | ||
| Treasury Curve | 12/10/2010 | Doug Ingram |
| Q: I read an article today at Zero Hedge where the author talks about the "2s10s, the 10s30s, the ... A: He's most likely referring to the difference in yield between the 2 and 10-year (2s10s) or the 10 ... | ||
| Security transfer | 9/26/2010 | Doug Ingram |
| Q: I am inheriting some securities and bonds. I am being asked by the person handling the estate if I ... A: Sorry so late - I was out of town. If the bonds are allowed to mature, and you don't have to redeem ... | ||
| Loan for US Treasury Bonds? | 8/26/2010 | Doug Ingram |
| Q: Can I borrow money from banks to buy US Treasury bonds? Can the borrowing be quoted in floating ... A: Institutions can sometimes borrow because they have balance sheets to justify the borrowing. ... | ||
| confidentiality when buyin bonds | 4/23/2010 | Doug Ingram |
| Q: When I buy government bonds through a private bank or a broker, is the bank or the broker obliged to ... A: Actually, I did answer the question - but only for the U.S. The government here does this as a ... | ||
| Bond Market | 4/3/2010 | Doug Ingram |
| Q: Is it possible to have a "bear" or "bull" bond market just as is common for the stock market? If ... A: The bond market has been in a major bull market since 1980 with 10 year rates going from 15% to 2% ... | ||
| ? | 3/7/2010 | Doug Ingram |
| Q: When a professor says that the company has 50% in equities, what does that mean? A: There are a few major categories for investments. They are: Cash Bonds (government, company, or ... | ||
| Equity and Fixed Income Research | 1/19/2010 | Doug Ingram |
| Q: What is the difference in Fixed Income Research and Equity Research? A: Equity research is the study of a company's performance and outlook. It also is used to determine if ... | ||
| I bonds | 1/18/2010 | Doug Ingram |
| Q: I am interested in making a gift for my grandson for his first birthday. I am considering the US ... A: All the answers to those questions are on: ... | ||
| Equity & Fixed income | 1/6/2010 | Doug Ingram |
| Q: I want to know about the difference between Equity, Fixed Income? Is Bond a fixed income? Is Mutual ... A: You are correct. Equity is shares of ownership - or stock. Bonds are money loaned to an entity ... | ||
| High Yield Investment Program | 12/15/2009 | Doug Ingram |
| Q: i want to invest small amount of money($ 100) at 5-6 HYIP's promising 1,5-2 % daily profit, i ... A: If you get very lucky and can find an emerging market at the right time, there are some high returns ... | ||
| Bonds | 11/11/2009 | Doug Ingram |
| Q: I have a question on bonds. When you figure out the Present value of a bond or the bond's price, ... A: The present value and price are one and the same. It's what the bond is worth now to yield market ... | ||
| Doubt | 10/27/2009 | Doug Ingram |
| Q: What is meant by financial leverage. Explain me in lay man's language A: The simplest form would be buying stocks on margin. That allows you to control $20,000 worth of ... | ||
| Bonds | 10/23/2009 | Doug Ingram |
| Q: I have money put away in bonds but need to take some out. how do i go about doing that? also if ... A: Just call your broker. you will find some are more "liquid" than others. Some should be at profits ... | ||
| Money | 10/12/2009 | Doug Ingram |
| Q: What is best place to store money and make it last for a long time or forever? A: There is no clear answer to this question because of long cycles. If you catch a low in land ... | ||
| Assurance of payout | 8/21/2009 | Doug Ingram |
| Q: Doug I have a municipal bond (CUSIP 132813BU9) due to mature next month. It is rated AAA/AAA and, ... A: Actually, most every brokerage firm uses a pricing matrix to do the market values. The only live ... | ||
| Assurance of payout | 8/20/2009 | Doug Ingram |
| Q: Doug I have a municipal bond (CUSIP 132813BU9) due to mature next month. It is rated AAA/AAA and, ... A: Since the bond is about to mature, just call the broker and get them to check it. There won't be ... | ||
| GMAC BOND | 4/3/2009 | Doug Ingram |
| Q: My dad bought a GM bond for my nephew about 15 years ago and it is due to mature in 2012. If GM ... A: Debt has priority over stockholders, so it could have some value even if stockholders get nothing ... | ||
| coupons | 3/27/2009 | Doug Ingram |
| Q: what are coupons. A: In the "old days" even back to the '80s, you had to clip coupons off a bonds and send them in to get ... | ||
| Wanna Purchase BOnds | 2/10/2009 | Doug Ingram |
| Q: How we can buy bonds?Which will bethe most secured bond to purchase? A: You can find a local broker in your area. Interview a few. or... You can use an online place like ... | ||
| Beginners Reading | 11/17/2008 | Doug Ingram |
| Q: Could you tell me a good book to read to understand bonds for a beginner. Thanks A: You can find most of your answers on the internet. http://www.treasurydirect.gov/ ... | ||
| Question | 11/9/2008 | Doug Ingram |
| Q: I am majoring in finance and want to be a stockbroker for a firm. I am wondering if it is possible ... A: Normally, all it takes is initiative. Show up with a willingness to work and learn. There are often ... | ||
| Derivatives | 10/10/2008 | Doug Ingram |
| Q: Can you provide me with some examples of what derivatives are? I understand it is something where ... A: I didn't reject this question intentionally - I pressed the wrong button. Derivatives represent a ... | ||
| coupon Stripping | 7/21/2008 | Doug Ingram |
| Q: Have you got an example of "Coupon Stripping" zero coupon calculation in Excel? It would be great if ... A: Actual - all bonds are priced this way. Every cash flow is discounted to the point where the cash ... | ||
| Vanguard New York Long-Term Tax-Exempt Fund Investor Shares (VNYTX) | 7/7/2008 | Doug Ingram |
| Q: I am a single 65 year old NY State resident making about $60K a year. I have some savings that I ... A: You get some diversification that way. I can't fault your thinking. If you did invest in the ... | ||
| Bonds | 4/29/2008 | Doug Ingram |
| Q: Can bonds be tranferred or sold like shares/debentures? A: Yes. At market prices through a broker dealer. A little more complex than stocks. Transfers are ... | ||
| Tax free municipal bond | 4/28/2008 | Doug Ingram |
| Q: I am an expert in insurance law and personal injury law. My question is regarding the proceedure of ... A: Generally speaking, a AAA rated bond is a sound investment. You need some sort of broker dealer to ... | ||
| Mortgage investment | 3/18/2008 | Doug Ingram |
| Q: I am having trouble doing a balance sheet for a mortgage investment I am setting up a company that ... A: Sorry - we were on spring break! I didn't totally proof this, but you should get the idea. ... | ||
| municipal bonds bought by my deceased father 30 years ago | 3/12/2008 | Doug Ingram |
| Q: Is the acquisition price of municipal bonds the same as their par value? If I sell 15,00 dollars of ... A: Bonds can be bought at discounts or premiums depending on prevailing interest rates, so there is no ... | ||
| Bonds | 3/3/2008 | Doug Ingram |
| Q: If you would be able to enlighten me as to whether when bond prices fall this leads to yields rising ... A: The bonds you are referring to have a fixed coupon so they are worth more if yields fall. If a bond ... | ||
| bonds | 2/27/2008 | Doug Ingram |
| Q: what is the basic difference between bond and a debenture A: They are essentially the same! Bonds are debt! When a company wants to raise capital, they either ... | ||
| Question on CD Bond? | 2/17/2008 | Doug Ingram |
| Q: I have a CD bond starting at 5,000 through Eastern Bank and I was wondering how often does the bond ... A: Typically CDs don't change in value. They have a coupon that pays you interest either monthly, ... | ||
| Investment Banking | 2/3/2008 | Doug Ingram |
| Q: I am very much interested in knowing the terms and the Fundamentals of investment banking like ... A: Here are a few. Let me know if you need more. http://www.investopedia.com/university/ ... | ||
| Ginnie Mae vs. TIPS | 1/30/2008 | Doug Ingram |
| Q: In this downward interest rate environment why are some advisors suggest to buy TIPS. A: Maybe they see value and think the Dollar will go down versus other world currencies. That makes ... | ||
| hi | 11/21/2007 | Doug Ingram |
| Q: what is difference between shares & debentures ? thanks for your help A: Bonds are the debt of a company. Debentures are borrowings - you are loaning the company money, but ... | ||
Top Expert on this page
Fixed income portfolio allocation and strategies for institutional investors. Having designed multi-scenario risk quantification and cash flow projection models for nearly 25 years, Strategic Technical Initiatives can answer your regulatory, SFAS 115 allocation, securities selection, and other questions dealing with yield curve placement and portfolio mix strategies. I write the Bond Market Review on behalf of Commerce Street Capital Management.
Trading and designing portfolio strategies since 1980.
Education/Credentials
Physics and Differential Mathematics

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