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Question
Christine,
  I am formerly employed by Siemens (SBT).  I was employed for approximately 1 year, when I received a notice that a reduction in workforce was being implemented.  Days before, my director had me fly to Dallas, TX to a 3 day conference.  When I returned I was greeted with walking papers.  
I asked if I had time to complete my expenses in regards to my business trip to Dallas.  He assured me that it would be taken care of.  I had an AMEX card with approximately $800.00 due shortly after.  My card was turned in as well as my laptop etc.  I recently received a notice that I am responsible for the charges on the card.  
Because it was a corporate card assigned to me by my employer and only used for business, am I legally obligated to pay the balance?
Thank you kindly.

Answer
Warren:
Thank you for your inquiry. Sorry you find yourself in this position at this time. As for your responsibility, you did not mention who informed you that you were responsible for payment of the charges. If it was an employer, they are the guarantor and should pay as they authorized your use of the card for business purposes. Furthermore, they are a large enough employer to absorb the costs. If a creditor sent a notice that you are responsible, than you must contact the creditor and dispute the charges so they can investigate. If this persists, you need to contact a supervisor in HR and let them know the terms of your use so they can resolve it on your behalf - this seems more an employment issue than a payment issue and likely someone has lost track of procedure. Good luck.

Respectfully,

Christine Janklow

Business Debt

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Christine Janklow

Expertise

As President of SettleSource,Inc. a business debt settlement firm, I invite you to inquire about all aspects of business debt solutions to best determine which may be most appropriate. If you have questions such as: What is debt settlement and how process provide debt relief to my business? What options are available to deal with my business debts? Is it possible for a business owner to negotiate their own settlements? Why is debt settlement preferable to filing a bankruptcy or debt consolidation? Why are creditors willing to provide settlements to a business? How will settling debts affect credit scores? or How to rebuild a business after debt is eliminated. Please ask it now! For more information regarding how debt settlement can help your business, please visit www.SettleSource.com and place your inquiry. Mention All Experts to have a confidential no cost consultation with Christine. If this is your business situation time may play a very important factor in getting matters resolved proactively before they have negative affects on the business.

Experience

My expertise is specific to providing business solutions that will have profound positive impacts on the financial health of businesses. I have 25 years experience as an entrepreneur and have developed national sales programs; strategic alliances; product development; marketing programs; business and turnaround plans and debt settlement programs all providing methods to improve the financial outlook for large and small businesses. In the area of commercial debt settlement I have over 10 years experience working with large and medium corporations and closely held businesses to enable successful debt reduction and turnaround. I am a professional debt arbitrator and have negotiated with major banking institutions as well as vendors, suppliers and other trade creditors.

Organizations
Provisors;Turnaround Management Association; Los Angeles area

Publications
Accounting Today; Web CPA; National Restauarant Association;Los Angeles Daily News; Today Magazine Monthly series of business articles entitled "Brand News."

Education/Credentials
Bachelor of Business Administration; Associate of Arts Merchandising

Past/Present Clients
American Airlines, American Express, Safeway Inc., New York Life, consumer products manufacturers; retailers, food service industry and other small businesses and service providers.

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