You are here:

Business Debt/debt collectors harrassment

Advertisement

Expert: - 7/2/2010


Question
I just got a new cell phone and these people keep telling me to contact them about debt. I'm not even an adult yet and don't have credit cards, and the number that keeps calling me looks more like a cell phone number then anything else.

Answer
Briana:
You are likely to be on someones call list. Ask who they are attempting to reach, then tell them that you have a newly acquired number, and you are not the intended party they are trying to reach. If calls persist you can refuse to answer as this will lessen the calls if they don't get the gratification of speaking to someone. If they do get you on the phone, find out who they are; a name and address of company and tell them you will report a violation of the FDCPA (Fair Debt Collections Practices Act). If you have an adult that can take this call on your behalf they can likely handle this more efficiently. Also contact your cell carrier and ask how to make your number private, or opt out of solicitation calls, and block numbers.

Good luck!

Christine Janklow

Business Debt

All Answers

Answers by Expert:

Ask Experts

Volunteer

Christine Janklow

Expertise

As President of SettleSource,Inc. a business debt settlement firm, I invite you to inquire about all aspects of business debt solutions to best determine which may be most appropriate. If you have questions such as: What is debt settlement and how process provide debt relief to my business? What options are available to deal with my business debts? Is it possible for a business owner to negotiate their own settlements? Why is debt settlement preferable to filing a bankruptcy or debt consolidation? Why are creditors willing to provide settlements to a business? How will settling debts affect credit scores? or How to rebuild a business after debt is eliminated. Please ask it now! For more information regarding how debt settlement can help your business, please visit www.SettleSource.com and place your inquiry. Mention All Experts to have a confidential no cost consultation with Christine. If this is your business situation time may play a very important factor in getting matters resolved proactively before they have negative affects on the business.

Experience

My expertise is specific to providing business solutions that will have profound positive impacts on the financial health of businesses. I have 25 years experience as an entrepreneur and have developed national sales programs; strategic alliances; product development; marketing programs; business and turnaround plans and debt settlement programs all providing methods to improve the financial outlook for large and small businesses. In the area of commercial debt settlement I have over 10 years experience working with large and medium corporations and closely held businesses to enable successful debt reduction and turnaround. I am a professional debt arbitrator and have negotiated with major banking institutions as well as vendors, suppliers and other trade creditors.

Organizations
Provisors;Turnaround Management Association; Los Angeles area

Publications
Accounting Today; Web CPA; National Restauarant Association;Los Angeles Daily News; Today Magazine Monthly series of business articles entitled "Brand News."

Education/Credentials
Bachelor of Business Administration; Associate of Arts Merchandising

Past/Present Clients
American Airlines, American Express, Safeway Inc., New York Life, consumer products manufacturers; retailers, food service industry and other small businesses and service providers.

©2012 About.com, a part of The New York Times Company. All rights reserved.