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Question
When I bought my house my husband's credit score was not high enough to qualify (even though his income was) so I am on the title by myself. How do I put my husband on the title without refinancing?
Thank you.
Hi Karen-
Thanks for the question. In most states, I believe you can have an attorney or title company draw up a new deed (title) and add your husband to it. The problem may be with your mortgage company as they may not add him to the note without applying for a new loan. In Virginia, they are 2 separate documents. You will have to pay the cost of drawing up the new deed and any recording costs for your jurisdiction. I hope this helps. Best, Toni
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Toni Yates
Expertise
As a real estate broker and agent for over 12 years, I am qualified to answer questions about buyer and seller agency, home ownership, second home ownership, lake property and basic real estate information and laws as they apply in the Commonwealth of Virginia.
Experience
12 years in real estate and a second home owner. Top producer for many years. Have specialised in resort and second home as well as primary home ownership. Also have expertise in equestrian properties. Owner and one of the founders of Re/Max Lake & Country as well as Greenway Horse Farm.
Organizations
National Association of Realtors, Virginia Association of Realtors, Fredericksburd Area Association of Realtors, Richmond Area Real Estate Association and Charlottesville Association of Realtors. Re/Max and the Better Business Bureau.
Education/Credentials
Real estate licensing and broker licensing courses as well as required and optional continuing education in my field.
Awards and Honors
Top producer awards from FAAR and Re/Max.
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