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Buying or Selling a Home/fedex lost mortgage payoff
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Question
Hello,
We live in Connecticut. We closed on the sale our home. Our attorney mailed Chase bank our payoff check via Fedex. several weeks later Chase contacted us to say we still owed our mortgage, that it has not been closed out.My attorney then discovered that Fed ex lost the check in transit.it was never found. we paid with a new check. Stamford Connecticut notified us that we were now liable for $4600. in taxes for that quarter that we thought we had closed on already. We agreed to pay, our attorney said it was simple to ask the new owners to turn over this amount by check to us, since as the new owners they would be responsible for it. The new owners have refused to give us any money, they say our water well was faulty. It was not faulty and they closed on the house with a clean well inspection with no problems. They still refuse to pay us after 3 years. It is in connecticut superior court now and our attorney is refusing to do anymore work on this case. Who is liable here? Thank you.
This question was rejected on 2/18/08. As this is a matter already in Superior Court,answer to your question from anyone other than your Attorney would be inappropriate!If you need a "2nd Opinion,"or think that your current Legal Representative may be partially liable for your problems, you could see another Lawyer! In any event,the Court will decide what damages you've experienced, if any, and who, if anyone, is liable! Sorry about your "Bad Luck," and wishing you--"Good Luck!" (JR)
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Jim Root
Expertise
How to select the right Real Estate Salesperson & Loan Officer--ones who will serve your best interests! House-hunting tips & suggestions on selection of the home best for your family needs. Introduction to the Home Buying Process & all the "Players" involved.What is of utmost important to the Homebuyer? Real Estate Contracts & Negotiations, Appraisal needs, Title Co. involvement, Home Inspection issues& the Closing/Escrow systems, etc. Whatever your question, the answer will follow, whether from personal knowledge or research! Gale, shown here with me, has been a Real Estate Office Administrator, licensed Realtor & has served as my Research Assistant over the years!
Experience
Over 30 years as a "Real Estate Professional." including Real Estate Marketing & Sales, Appraisal work, Mortgage Banking & as a Realty Officer with U.S Dept. of HUD's FHA Homeownership Division in Alaska, Washington & Idaho! Some experience in Montana, California, Utah & Nevada markets!Knowledge of National Markets by continuous Research!
Organizations
Former member of Nat'l Ass'n of Realtors (NAR) & Mortgage Bankers Ass'n of America (MBAA). Currently with National Association of Review Appraisers & Mortgage Underwriters (NARA/MU).
Publications
Published in various local, state, regional & national Real Estate-related magazines & newsletters!Co-author of various Govt. publications on Homeownership, Appraisals & Mortgages while with HUD/FHA.
Education/Credentials
Associate Degree in Real Estate Studies plus:
Numerous Real Estate-related Courses conducted by the U. S. Government & Private Industry over the past 30 years.
Bachelors Degree in Mass Communications,
Masters Degree in Education/Teaching
Awards and Honors
Professional Designations: Certified Residential Originator (CRO) from MBAA, Registered Mortgage Underwiter (RMU) & Certified Review Appraiser (CRA) from NARA/MU. Outstanding Peformance Awards for 10 of the 12 years with HUD/FHA & numerous Sales/Listing Awards while a licensed Real Estate Agent.
Past/Present Clients
No longer selling/listing Real Estate, nor Appraising properties, nor working in the Mortgage business, this "Real Estate Pro" serves as Director of a Company that provides Professional Development Seminars & Workshops to the "Real Estate Industry" and provides free (as needed) & fee-paid (on a sliding scale) consulting & inspection services to members of the general public.Your questions will be answered without "salesmanship" & with your best interests in mind!
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