Buying or Selling a Home/old house no c/o

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Expert: - 3/2/2009


Question
house built 1926 I bought it 1973 got no c/o. Am selling now and need to know if buyer will require c/o for mortgage.
I live in Bayshore NY  town of islip. Getting all kinds of different answers. Need help just went to contract. Thanks ken

Answer
Hi Ken,

Hope you are surviving the snow storm.....

Thank you for your question.

C/os were not common until the 60s and 70s.  It is likely you bought your house without a CO.  You may have gottne a predate letter at the time.  If not, the building department may issue one now.  

A predate letter issued by the building department for older houses basically states the structure predates current local zoning codes and was built to code at the time.  This should suffice.  Many times they are issued without entering the house.  The simplicity of predate letters is changing though.

Good luck.

Hans

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Hans Weber, Licensed Broker Associate

Expertise

I am able to answer questions related to buying or selling residential real estate in New York. There are many questions buyers and sellers have about the process of buying or selling a home that they are afraid to ask or that might seem too simple to ask. For instance: in a house, why do some doors open in and some doors open out?

Experience

Licensed real estate agent in New York State in 1988.
Serving buyers and sellers as a full time occupation since 1988 with over 300 successful residential real estate transactions.

Organizations
National Association of Realtors.
Westchester County Board of Realtors.

Education/Credentials
Graduate of Pace University in 1988 majoring in business and minors in taxation and computer science.

Awards and Honors
Consistently one of top sales awarding winning agents for Coldwell Banker in Westchester County.

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