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Question
Hello Michael,
I'm trying to find out how I and my father might go about buying a mobile home in a park in Hayward Ca. My credit isn't the greatest due to a bankruptcy in 08 but I have the employment history of 10 1/2 yrs at my job and about 17000 to 20000 to put down. My father is retired but has a credit score of 680. The mobile is between 90,000. and 119,000. Is this a possibility for us or do I stick to just renting?
Thanks and Happy Holidays!!
Lesea
Lesea...thought I had answered you, but the system says no. Anyway, with the recent BK, you won't qualify! You will need at least two years of GOOD credit to start your process.
Unless your father has the budget to qualify, you will not make it...sorry for the bad news, but on mobile homes, lenders are very few and far between...."~ Mike
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Michael McClure
Expertise
I am a licensed specialist in mobile home sales in the South Bay area of So. California. I can answer questions related to buying and selling used homes that are already placed in parks, and placing NEW HOMES in park or private land. My previous banking background will also be of help to you re: financing questions. I am not a lender, but may be able to head you in the right direction.....I DO provide financing for my customers!
Experience
Many years of experience in the mobile/manufactured home business, as well as ten years major bank background.
Selling,listing and providing financing for used and new homes.....why pay the landlord's mortgage??
Pay your own, and have something for the future!
MMCCLURE@TROPHYHOMESINC.COM
310 386 1061
WWW.TROPHYHOMESINC.COM
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