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Buying or Selling a Home/Title Name Change at Closing
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Question
Hello,
I am buying a house and my name is on the mortgage but the title will be recorded under my name and my boyfriend. I am having second thoughts and I want my name only on the title. I have closing in two days. Is it too late to make changes? What will be the implications?
Call the closing attorney right away to advise them. It should be something that is explained to both of you along with notification to the lender. I don't know what the arrangement was...whether your boyfriend was paying rent and if you qualified based on this. The lender will be able to speak to this as well. My opinion is that it is never too late until you go to closing and sign on the dotted line.
Jessica Bryan
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Jessica Bryan
Expertise
buying and selling process such as:
General questions from first time buyers
How to market a home
Why choose a REALTOR
How do I find a REALTOR
Should I consider buying or selling without a REALTOR--how much can I save
Should I remodel or move
How much can I expect to gain by fixing up my home before selling
Helpful tips when selling
Helpful tips when buying
finding a good mortgage loan
what is the difference between banks, mortgage bankers, and mortgage brokers
Questions from the general public, people thinking about getting their real estate license, newly licensed.
Fellow professionals who have interests in networking and how to get started
What is a market evaluation and how does it differ from an appraisal what are the different loan programs
services a REALTOR can perform
when to use a lawyer
when to use escrow
what are the regional differences in the buying and selling process
what is the MLS and how does it work
how can the layman access information on the web--listings and other information
These are just a few of the questions. I can suggest that if I am unable to answer a question I will refer the inquiry to a source that can.
Experience
Anyone who is in this business and who dedicates oneself to professionalism has continued to take classes and along with it,additional credentials, awards and honors. I can list a host of them, but my greatest accomplishments happen to be those of getting first time buyers (who didn't think they could afford to buy a home)into a home of their dreams. The look on their faces when I hand over the keys is worth all of the hard work.
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