Buying or Selling a Home/house


I want to buy a $200,000. How much down payment and how much will pay per month for a 30 year payment plans?

Hi Henry.
This question is best posed to your local mortgage loan agent. This person will give you a full scope of your options, what is best for you in your financial situation, at the prevailing interest rate in your area. If you are just looking for an 'on average' standard/conventional answer - you would be looking at 20 percent down or 40k dollars, and interest rates are hovering around 4 percent. However, there are different down payment and loan program options you may want to explore.
'Hope that helps!

P.S. You may find it helpful to direct questions to specific volunteers. The question pool does not get checked except on a random basis, if at all. Good luck!

Buying or Selling a Home

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Kathryn Hisert; Realtor


Everyone deserves an answer! My rounded background will provide you with information beyond ‘just’ buying and selling. I can answer questions regarding short sales, foreclosures, deed-in-lieu, home staging, vintage home related concerns, most mortgage related questions, and divorcing couples’ housing options. I am a research oriented individual who strongly believes in connecting all the dots and providing as much, or as little, information and communication my clients want or need. My expertise is in San Diego and Santa Clara Counties.


After 25+ years in the Financial industry, Sales and Marketing, I came to the real estate industry as a mortgage loan agent. From 2002 to 2010 I was my clients' Realtor and loan agent. Since 06/10 I have been strictly a Realtor.

N. San Diego County Assoc. of Realtors California Assoc. of Realtors National Association of Realtors

CDPE (Certified Distressed Property Expert) CREDS (Certified Real Estate Divorce Specialist)

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