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Buying or Selling a Home/quit claim mistake
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Question
Dear Dick. 4 years ago we purchased a home from a couple that was divorced. A Quit Claim deed was signed by the ex husband but the legal description on it listed the property as lot 21. The correct lot # is 214(of course we had no way of knowing this)All of the documents filed with the county have the right lot # of 214 on them. Now, we have found out after trying to refinance that the home is still listed in the previous owners name as lot #21. He has since moved to Mexico and cannot be found. Our title company is looking into this. What options do we have to correct this? What are we responsible for? Shouldn't the title company make this right? Thanks
If you actually paid for title insurance, YES, the title company should take care of this. And don't let them sluff this off or procrastinate. If you did not pay for title insurance you will have to hire an attorney to approach a judge to take care of the matter. It is simple and understandable. So, hopefully it would cost that much.
I wish you well.
Dick Dennis
www.oldproblemsolver.com
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Dick Dennis
Expertise
With more than 41 years as a real estate broker, I can solve most any problem presented. If I can`t, I do my research. Problems with mortgages, trust deeds, foreclosures, odd ways of conveying titles. Most any good Realtor can answer questions satisfactorily, but I answer questions that most cannot. Also, ask about my hard-copy newsletter, The Landed Gentry. It can also be sent to you via PDF.
Experience
Solving real estate problems for 37 years.
Organizations
National Association of Realtors
Publications
Publishes The Landed Gentry, guest writer in Who's Who in Creative Real Estate, First Tuesday, Financial Freedom and many newspapers
Education/Credentials
e-Pro Realtor, Certified Distressed Property Expert, Who's Who in Creative Real Estate
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