Expert: Prince M. Premnath - 9/14/2006

Question
The user should not be able to enter any that is not numeric for the loan amount. If the user does the program should prompt the user for a valid amount and not continue until the numeric amount is entered.
I really appreciate your help I have been at this for two weeks now.
Thank you
-------------------------

Followup To

Question -
I having trouble trying to figure out how to validating user input and pause the program to display every ten payment amounts.
Here is the code

#include <cmath>
#include <iostream>
#include <iomanip>
#include <limits>

using namespace std; //needed in order to use the cout command

//define user input

double principle;
double term[] = {7, 15, 30};
double rate[] = {4.75, 5.5, 7.25};
double r;
double te;
int choice;

//define items for calculations
double t;
double periods;
double payment;
double mRate;
double conversion;
const double months = 12;
int paymentNumber;
double bal;
int arraySelectTerm;
int arraySelectRate;


int main() {

do
{
cout << "Enter the amount of the mortgage in US dollars " << endl;
cin >> principle;
cout << "Select the loan terms " << endl;
cout << "0 - " << term[0] << " years and " << rate[0] << "%" << endl;
cout << "1 - " << term[1] << " years and " << rate[1] << "%" << endl;
cout << "2 - " << term[2] << " years and " << rate[2] << "%" << endl;
cin >> arraySelectTerm;
if (arraySelectTerm = 0) {
 te = term[0];
 r = rate[0];
}
if (arraySelectTerm = 1) {
 te = term[1];
 r = rate[1];
}
if (arraySelectTerm = 2) {
 te = term[2];
 r = rate[2];
}
 
// Set output to display only 2 decimal places
cout << fixed << showpoint;
cout << setprecision(2);  

// Output to be displayed
cout << "Mortgage amount: $" << principle << endl; //output amount
cout << "Mortgage term in years: " << te << endl; //output length of loan
cout << "Mortgage interest rate: " << r << endl; //output interest rate
cout << endl;
cout << endl;

// Convert to monthly interest rate
mRate = (r * .01) / months;

// Convert years to months
periods = te * months;

// Create variable for (1 + rate)periods
t = pow(1 + mRate, periods);

// Calculate payment
payment= (principle * t * mRate)/(t - 1);

// Output Monthy payment
cout << "Monthly payment is $" << payment << endl;

// Output Amortization
cout << "Loan Balance      Interest Paid     Principle Payment" << endl;
cout << "-----------------------------------------------------" << endl;
bal = principle; //initialize outside the loop
for (paymentNumber = 1; paymentNumber <= periods; ++paymentNumber) {
   
cout << bal << "          ";
cout << bal *mRate << "          "; //interest payment
cout << payment - bal*mRate << endl; //principle payment
bal -= payment - bal*mRate; //subtract principle payment from bal
 //add loop

}

cout << "Would you like to run the mortgage calculator?" << endl;
cout << "1 for yes" << endl; //gives user choice
cout << "2 for no" << endl; //gives user choice
cin >> choice;



} // End of do
while (choice==1);

} // End of main


Answer -
Here the problem is solved for Question 2.

But i don't know what to validate with the user request  , ( that is your question is not clearly stated! )

Here with i attached the code ( With modification  , hope it will satisfy your request )


NOTE :
     If possible kindly tell me what to validate iwth te user input!


#include <cmath>
#include <iostream>
#include <iomanip>
#include <limits>



//define user input

double principle;
double term[] = {7, 15, 30};
double rate[] = {4.75, 5.5, 7.25};
double r;
double te;
int choice;

//define items for calculations
double t;
double periods;
double payment;
double mRate;
double conversion;
const double months = 12;
int paymentNumber;
double bal;
int arraySelectTerm;
int arraySelectRate;


void  main() {

do
{
cout << "Enter the amount of the mortgage in US dollars " << endl;
cin >> principle;
cout << "Select the loan terms " << endl;
cout << "0 - " << term[0] << " years and " << rate[0] << "%" << endl;
cout << "1 - " << term[1] << " years and " << rate[1] << "%" << endl;
cout << "2 - " << term[2] << " years and " << rate[2] << "%" << endl;
cin >> arraySelectTerm;
if (arraySelectTerm == 0) {
te = term[0];
r = rate[0];
}
if (arraySelectTerm == 1) {
te = term[1];
r = rate[1];
}
if (arraySelectTerm == 2) {
te = term[2];
r = rate[2];
}



// Output to be displayed
cout << "Mortgage amount: $" << principle << endl; //output amount
cout << "Mortgage term in years: " << te << endl; //output length of loan
cout << "Mortgage interest rate: " << r << endl; //output interest rate
cout << endl;
cout << endl;

// Convert to monthly interest rate
mRate = (r * .01) / months;

// Convert years to months
periods = te * months;

// Create variable for (1 + rate)periods
t = pow(1 + mRate, periods);

// Calculate payment
payment= (principle * t * mRate)/(t - 1);

// Output Monthy payment
cout << "Monthly payment is $" << payment << endl;

// Output Amortization
cout << "Loan Balance      Interest Paid     Principle Payment" << endl;
cout << "-----------------------------------------------------" << endl;
bal = principle; //initialize outside the loop
int count = 0;
for (paymentNumber = 1; paymentNumber <= periods; ++paymentNumber , count++)
{

 cout << bal << "          ";
 cout << bal *mRate << "          "; //interest payment
 cout << payment - bal*mRate << endl; //principle payment
 bal -= payment - bal*mRate; //subtract principle payment from bal
 if( count == 10)
 {
   cin.get();
   cout<<endl;
   cout << "Loan Balance      Interest Paid     Principle Payment" << endl;
   cout << "-----------------------------------------------------" << endl;

   count = 0;
 }


}

cout << "Would you like to run the mortgage calculator?" << endl;
cout << "1 for yes" << endl; //gives user choice
cout << "2 for no" << endl; //gives user choice
cin >> choice;



} // End of do
while (choice==1);

} // End of main

Thank you !


Answer
Here is your complete program.


Validation in user input is much simpler !

Just get the input in a charecter array
2. Convert the input value into float using atof() function.
3. If its a valid input the function return float value.
  else it will return 0;

Usin this result you can validate the user input !

HERE IS THE CODE !



#include <cmath>
#include <iostream>
#include <iomanip>
#include <limits>



double principle;
double term[] = {7, 15, 30};
double rate[] = {4.75, 5.5, 7.25};
double r;
double te;
int choice;
int error = 1;
//define items for calculations
double t;
double periods;
double payment;
double mRate;
double conversion;
const double months = 12;
int paymentNumber;
double bal;
int arraySelectTerm;
int arraySelectRate;
char amount[20]; /* here is the change */

void  main() {

do
{

     cout << "Enter the amount of the mortgage in US dollars " << endl;
     cin >> amount;
     // hrere is the change .
  do{
     principle = atof(amount);
     if( principle == 0)
     {
     cout<<"Enter valid input:";
     cin>>amount;
     }
     else
     error = 0;
  }while( error == 1);

      // end of change.

  cout << "Select the loan terms " << endl;
  cout << "0 - " << term[0] << " years and " << rate[0] << "%" << endl;
  cout << "1 - " << term[1] << " years and " << rate[1] << "%" << endl;
  cout << "2 - " << term[2] << " years and " << rate[2] << "%" << endl;
  cin >> arraySelectTerm;
if (arraySelectTerm == 0) {
te = term[0];
r = rate[0];
}
if (arraySelectTerm == 1) {
te = term[1];
r = rate[1];
}
if (arraySelectTerm == 2) {
te = term[2];
r = rate[2];
}



// Output to be displayed
cout << "Mortgage amount: $" << principle << endl; //output amount
cout << "Mortgage term in years: " << te << endl; //output length of loan
cout << "Mortgage interest rate: " << r << endl; //output interest rate
cout << endl;
cout << endl;

// Convert to monthly interest rate
mRate = (r * .01) / months;

// Convert years to months
periods = te * months;

// Create variable for (1 + rate)periods
t = pow(1 + mRate, periods);

// Calculate payment
payment= (principle * t * mRate)/(t - 1);

// Output Monthy payment
cout << "Monthly payment is $" << payment << endl;

// Output Amortization
cout << "Loan Balance      Interest Paid     Principle Payment" << endl;
cout << "-----------------------------------------------------" << endl;
bal = principle; //initialize outside the loop
int count = 0;
for (paymentNumber = 1; paymentNumber <= periods; ++paymentNumber , count++)
{

 cout << bal << "          ";
 cout << bal *mRate << "          "; //interest payment
 cout << payment - bal*mRate << endl; //principle payment
 bal -= payment - bal*mRate; //subtract principle payment from bal
 if( count == 10)
 {
   cin.get();
   cout<<endl;
   cout << "Loan Balance      Interest Paid     Principle Payment" << endl;
   cout << "-----------------------------------------------------" << endl;

   count = 0;
 }


}

cout << "Would you like to run the mortgage calculator?" << endl;
cout << "1 for yes" << endl; //gives user choice
cout << "2 for no" << endl; //gives user choice
cin >> choice;



} // End of do
while (choice==1);

} // End of main


NOTE : The function atof() Available in MATH Library!

THANK YOU!