| Subject | Date Asked | Expert |
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| morgage payments/seperation | 6/25/2008 | Susan Gozali |
Q: My wife walked out on me while I was unemployed and disabled. I was only able to return to work for ...
A: I'm sorry to hear about your situation. It looks like that you cannot force your wife to make any ...
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| capital gains | 6/25/2008 | Susan Gozali |
Q: If I were to inheret my mom's house I understand that I would have to pay capital gains on the ...
A: I believe they would basically add 50% of the capital gain as your income that year and tax it ...
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| leaky condo/building envelops | 4/7/2008 | Tracy Hryhoruk |
Q: I am interested in learning about Calgary's leaky condo condition. I am from Vancouver, and we have ...
A: I know lot's about the situation in Calgary,when you are in a position to start looking and know ...
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| To sale a joint ownership property | 3/28/2008 | Susan Gozali |
Q: The property I'm living in now with my daughters is a joint property with my husband. The other ...
A: I'm sorry to hear about your situation. Unfortunately, everybody on the title has to sign the ...
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| joint property ownership | 3/10/2008 | Susan Gozali |
Q: I purchased a home with a friend of the family about a year ago. Are plan was to sell in 1-2 years. ...
A: Here's some information I gather from my research. You can apply to the courts for sole ownership. ...
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| joint property ownership | 3/7/2008 | Susan Gozali |
Q: I purchased a home with a friend of the family about a year ago. Are plan was to sell in 1-2 years. ...
A: I'm sorry to hear about your situation. However, I'm afraid that court order may be required at this ...
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| possession dates | 2/3/2008 | Susan Gozali |
Q: I have purchased a new home in BC. I live in AB. The builder told us that possession would be Feb ...
A: I'm sorry to hear about your situation. However, if you go through the purchase contract, builders ...
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| What is available to foreigners? | 1/27/2008 | Susan Gozali |
Q: I am a UK national looking at developing / investing in property in BC, and was wondering how much ...
A: The same rule applies here in Canada. When you purchase a property, lender would lend based on the ...
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| Buying Property in Canada | 1/20/2008 | Susan Gozali |
Q: An interest piece of property is on the market in Canada. A hunting lodge/property lease and ...
A: Sincere apologies for the delay in getting back to you. It seems that the notification email never ...
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| What is available to foreigners? | 1/2/2008 | Susan Gozali |
Q: I am a UK national looking at developing / investing in property in BC, and was wondering how much ...
A: Sincere apologies for the delay in getting back to you. It seems that the notification email never ...
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| What is available to foreigners? | 12/28/2007 | Susan Gozali |
Q: I am a UK national looking at developing / investing in property in BC, and was wondering how much ...
A: Happy Holidays to you and to your family! For non-residents, lenders have basic guideline of ...
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| Canadian Real Estate----residency | 12/4/2007 | Susan Gozali |
Q: I am a US citizen and would like to purchase real estate in Canada. I understand a non-resident can ...
A: I'm a mortgage broker, so I'm not really familiar with immigration policy here. However, I do ...
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| Mortggage refinance | 11/6/2007 | Susan Gozali |
Q: ..my husband and I recently refinanced our mortgage with a closing date of November 22, 2007. The ...
A: I would suggest you to contact the land title office in your city and to discuss this with your ...
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| Mortggage refinance | 11/6/2007 | Susan Gozali |
Q: ..my husband and I recently refinanced our mortgage with a closing date of November 22, 2007. The ...
A: Which city are you located in? The best thing to do is to contact a land title office in your area. ...
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| Tower Condo Investment | 10/27/2007 | Tracy Hryhoruk |
Q: There are no experts for BC real estate, but if you can awnser my question thats great! if you cant ...
A: however, you want to ensure the developer gives you the right to sell your ownership interest before ...
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| canadian purchasie in usa | 10/24/2007 | Susan Gozali |
Q: is it possible to purchase a home in the USA if you are a Canadian citizen and have that property as ...
A: Unfortunately, I won't be able to help you with this question. I'm sorry. I'm not familiar with US ...
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| Real Estate Equity or Secured Loans on Canadian Property | 10/9/2007 | Alex Rodriguez |
Q: I am an American living and working in the United States, I have property in Ontario, fully paid. I ...
A: I have contacted a mortgage broker for you to enquire about this. I was told that hed had done a ...
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| selling property in Canada | 9/27/2007 | Tracy Hryhoruk |
Q: I am a real estate broker in California. I have a friend in the Calgary area with a home on 400 ...
A: licensing I am sure includes living in the province where U hold your active license. We are ...
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| Getting out of Pre-Construction Contract due to delays | 9/9/2007 | Alex Rodriguez |
Q: I've put down 15% for a pre-construction condo in Toronto with another 5% due at closing. The ...
A: Builders usually use their own formatted Agreement "of Purchase and Sale" and not the ones that we ...
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| pre-foreclosure offers | 9/5/2007 | Alex Rodriguez |
Q: Once a lending institution has announced an auction date on a foreclosure in Canada, can a ...
A: not 100% sure... but I understand that at this stage the wheels are in motion and that it is too ...
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| second offer after inspeciton | 9/4/2007 | Alex Rodriguez |
Q: Good afternoon Alex, My question to you is, I had an offer on a home i was interested in, and the ...
A: There are no real rules to negotiate a price. Offer what you are reasonably comfortable with, ...
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| fences | 8/15/2007 | Alex Rodriguez |
Q: My husband and I bought a house 1996. The land was bought off the Farm next store, by the builder ...
A: I would suggest for you to enquire with your local municipality (ie.land registry office) They ...
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| house buying | 7/14/2007 | Alex Rodriguez |
Q: How does one determine on how to make a fair and reasonable offer on a home? The house is a 2 brm ...
A: Are you working with a REALTOR? If not, why not? It does not cost you nothing. In this scenario, ...
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| Buying Property | 7/12/2007 | Alex Rodriguez |
Q: Hey, I am looking to invest in property in canada for both rental and to fix up and sell. I am ...
A: Sorry for the delay. I have had technical problems accessing this site. To answer your question, I ...
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| Transaction History | 7/6/2007 | Alex Rodriguez |
Q: I am lookin gto by a vacation property on Lake Erie and was curious if there is a public domain ...
A: Sorry for the delay. Do you have an specific property in mind? If so, contacting the local ...
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| Home ownership | 7/4/2007 | Emma-Lisa Raffo |
Q: my best friend and I bought a house together 2 years ago and Had an arrangement in place for a buy ...
A: Shawn, Regarding your question, if you and your friend had a written agreement of contract, it ...
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| tenant in common | 6/24/2007 | Emma-Lisa Raffo |
Q: We are tenants in common on lake front property in BC for the past 12 years with a man that is now ...
A: Elizabeth, As tenants in common in BC, each ‘tenant’ is entitled to possession. However unlike ...
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| House for sale | 6/21/2007 | Emma-Lisa Raffo |
Q: I own a house in Maui-Hawaii that would like to sell and would like to give some exposure in the ...
A: Dora, My apologies for the delay. Apart from asking your agent to market to other realtors as part ...
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| real estate contract | 6/21/2007 | Emma-Lisa Raffo |
Q: So I listed with a realtor and put it on the market. I signed a listing contract and now the people ...
A: Scott, Listing contracts are usually for a specified term of a minimum of 60 days, most commonly ...
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| investment property and insurance | 6/19/2007 | Emma-Lisa Raffo |
Q: I am interested in purchasing an investment property and rent it out. I have been told that without ...
A: Melissa, If you purchased an investment property with let's say 10% down payment, Genworth premium ...
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| Pre-construction Condo | 6/15/2007 | Emma-Lisa Raffo |
Q: I was wondering if there are any regulations around deposits (i.e. limits) for pre-contruction ...
A: Suzanne, When it comes to pre-sales in BC, the Real Estate Development Marketing Act (REDMA) ...
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| Pre-construction Condo | 6/15/2007 | Emma-Lisa Raffo |
Q: I was wondering if there are any regulations around deposits (i.e. limits) for pre-contruction ...
A: Suzanne, When it comes to pre-sales in BC, the Real Estate Development Marketing Act (REDMA) ...
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| home owners grant | 6/12/2007 | Emma-Lisa Raffo |
Q: I have owned a rental for the past 15 years. I have now sold my principle residence and have moved ...
A: James, Great to hear back from you. I am glad you found some answers. I am not sure what province ...
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| judgement | 6/11/2007 | Sheri Friesen |
Q: We currently have a judgement against us for 39,000.00 which is under appeal, and awaiting a hearing ...
A: I am sorry that I can not be of assistance to you in this matter. I have access to information in ...
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| Vancouver Island Property | 6/11/2007 | Emma-Lisa Raffo |
Q: We are an English couple currently based in the UK but thinking of working / relocating to Vancouver ...
A: Patrick, There are many differences between real estate transactions in the UK versus Canada. Using ...
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| home owners grant | 6/11/2007 | Emma-Lisa Raffo |
Q: I have owned a rental for the past 15 years. I have now sold my principle residence and have moved ...
A: James, If you sell your principle residence for more than what it cost you, you usually do not have ...
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| Forced Sale of home | 5/31/2007 | Emma-Lisa Raffo |
Q: How does one go about forcing the sale of a home that was the main residence of a common law couple. ...
A: Lori, I must first tell you that I practice real estate in British Columbia; and there are some ...
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| Tax on a former rental | 5/29/2007 | Emma-Lisa Raffo |
Q: lived in for 2 years and rented it for 1,5 and then moved back in an live more then a year in. ...
A: Lilia, When you sell your primary residence, you might be responsible for a capital gain. To be ...
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| RE: property | 5/26/2007 | Emma-Lisa Raffo |
Q: Emma,sorry to bother you again.I wrote to you awhile ago about some lakeshore property that we own ...
A: It's no bother...I am here to help if I can. It is disappointing to hear you are having such ...
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| partition of property | 5/23/2007 | Emma-Lisa Raffo |
Q: My husband and I helped our friends 2 years ago and they us. They were losing there place and we ...
A: Joe, The answer to this question lies in the status of your interest in the property... were you ...
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