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Careers: Military--Army, Navy, Airforce, Marines, Coast Guard/Foreclosures
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Question
I wondered how realistic would it be for me to join the Air Force as an Officer if I have foreclosure on my credit and couple of items in collections? I am 29 with a degree in Computer Information Systems. I'm married with 2 children. I am very interested in the Air Force and wanted to know what I needed to do to join as related to my credit issues. Other than my credit issue, my background is completely clean as well as my health. I do know I have to lose weight which is not a problem. Thank you in advance for you help.
Hi TJ,
You cannot join the military (either enlisted or as an officer) if you have items "in collection."
This is because it is a crime in the military for a military member to pay their just debts in a timely manner. See http://usmilitary.about.com/library/milinfo/mcm/bl134-11.htm and Air Force Instruction 36-2906 at: http://usmilitary.about.com/od/afreg/p/afi362906.htm
The Air Force most certainly doesn't want to accept you, only to have to court-martial you a few months later because of unpaid debts.
As for the foreclosure, it depends. All officers require a security clearance, and a security clearance can be denied due to some foreclosures, especially if it was a result of financial irresponsibility. For details, see: http://usmilitary.about.com/od/theorderlyroom/l/blsecfinance.htm
For more information about the United States Military, feel free to visit my US Military information site at: http://usmilitary.about.com
Hope this helps!
Rod Powers
About.com US Military Guide
http://usmilitary.about.com
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Answers by Expert:
Rod Powers
Expertise
Rod Powers is considered one of the premire experts about U.S. Military career information on the planet. He has more than 30,000 articles about U.S. Military career information on the About.com U.S. Military Careers Information website at: http://usmilitary.about.com. Additionally, he is the author of "ASVAB for Dummies," "ASVAB AFQT for Dummies," (available in Dec 2009), and "Veteran Benefits for Dummies," all published by Wiley Publishing. He is also the author of "Barrons' Guide to Officer Candidate School Tests," published by Barron's Educational Series.
Experience
Rod Powers is a retired Air Force first sergeant, with 23 years of active duty service, 11 of those years as an Air Force First Sergeant. He has helped thousands of military members, recruits, and military applicants since he took over the About.com U.S Military Careers Information site in 1999. He has a reputation for "telling it like it is," so questions may not be answered based on "what you want to hear," but will be answered based of the bast available information, concerning the service/situation.
Education/Credentials
Rod is a distinguished graduate of the Air Force Noncommissioned Officers Academy, the Air Force Senior Noncommissioned Officer Academy, and the Air Force First Sergeant Academy. He also holds an Associates Degree in Personnel Administration from the Community College of the Air Force (CCAF).
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