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Question
Hi I have insurance on my plan for my verizon wireless phone. Well last month I bought a verizon phone from someone on craigslist in perfect condition. I am still paying for insurance. Today I dropped my phone and the inside screen is cracked. Can I still file a claim through the insurance.

Answer
The insurance is for the phone that you bought from Verizon and got insurance on. If you have the phone you have insurance on, you can make a claim on that phone. You can't make a claim on the Craigs List phone, it is not the one that is insured. When you changed to the Craig's List phone, that should have invalidated the insurance. If you are truly still paying insurance, you can try to say you lost the phone and pay the deductible and make a claim. It's worth a try, but I'm still concerned that you don't really have insurance if you didn't get the phone from Verizon. They don't insure phones that they don't provide. I hope it works, though.

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DebiN

Expertise

I can answer questions on cellular phones, the physical device, the network, contracts, billing, ordering, porting and what to look for when purchasing cell phones. I am located in the United States. I am an expert on BlackBerrys, Treos, HTC devices and iPhones as well as cellphones and aircards. I have over 15 years of experience in both the wireless and wireline world with the carriers. I have a lot of knowledge regarding the wireless providers - their services, prices and policies, both GSM AT&T and T-Mobile) and CDMA (Verizon, Sprint/Nextel). I am very familiar with the individual devices and their specifications. I can also answer questions regarding BlackBerrys, iPhones and other PDAs, both Palm-based and Windows-based. I can troubleshoot most any problem someone is having with their cellular device or with the provider.

Experience

Over 20 years in the Telecom industry working for the carriers with individuals, small business, medium business and large corporations(Fortune 500). Also worked as a professor in Maryland for 10 years teaching telecommunications.

Organizations
I belong to several organizations

Education/Credentials
Master's in Telecommunications

Awards and Honors
Received several awards for papers that I have published over the years

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