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Collections Law/Receiving Collection Calls for my neighbor

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Expert: Michael Brotherton - 1/26/2008


Question
I have received two phone calls from a collection company asking me to please tell my neighbor that they are trying to get in contact with him.  I would like to know if this is legal.  I have only lived here a little of a year and I do not talk to my neighbors...I don't even know this person.  After the second phone call I told the collection agent, please do not call me anymore. Will the calls stop now?

Answer
They are only allowed to call you once unless you ask them to call back or if they want to confirm the information you gave them. Once you advise them to stop calling they are supposed to stop. The problem is you cannot prove you asked them to stop unless you send a certified letter demanding they stop. If they call back ask them for name and address of the company and send the cease and desist letter.

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Michael Brotherton

Expertise

Consumer/Debtor Rights Advocate. Mike Brotherton is a negotiator with over 30 years experience in consumer lending and collections. Mike has 30 years in the credit and collections industry as a former loan officer, debt collector and manager of two finance companies over several years. Mike is well versed in Loss Mitigation practices and the legal collection process. He has helped literally thousands of people over many years overcome serious financial problems such as foreclosure, creditor lawsuits and abuse by debt collectors. For more information about resolving your "financial emergency" visit www.financialemergency.com. FinancialEmergency.com is a consumer web site which actively promotes Fair Debt Collection Practices and other consumer protection laws. We teach DEBTOR RIGHTS and enforcement of those rights. The more informed you are of your rights and the credit collections practices of creditors the more peace you can have dealing with your FINANCIAL EMERGENCY. Most financial problems are fairly common and as such have some very common solutions. The key is understanding your rights in the collection process and how to enforce them if need be. Primary business- Debtor Rights Advocacy and Debt Mitigation relating to foreclosure, creditor lawsuits, and other serious financial problems. www.financialemergency.com (copy and paste in browser).

Experience

Over 40 years combined experience negotiating disputes and resolving financial issues related to consumer debt, corporate issues and mortgage modifications.

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