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Question
in may of 07 I had a baby with no insurance the medical bills are about $20,000 plus we do have credit card debt we figure its best to file for bankruptcy but one of our creditors washington mutual has served us papers can we still file for bankruptcy? the reason we haven't done so yet my husband and I thought that we could make an effort and pay these bills but with three kids we are just over whelmed by these bill and are going to be filling this friday January 11 2008
Mrs. Baldessari:
Yes, you can certainly still seek Bankruptcy protection. In fact, many people do this to discharge judgments which have already been entered. Washington Mutual's Summons has no effect on your ability to file however, just ensure that the debt is included in the matrix and that their counsel is served with the filing from the clerk of the bankruptcy court.
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| Comment | thanks for the information believe it or not i was losing sleep over it but now i do have peace of mind malahni baldessari | ||
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Apex Credit Services, LLC
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Our expertise encompasses the legal frameworks under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act amendments to the FCRA, and the FCRA. We are also well versed in Tennessee and West Virginia consumer law as well as Texas consumer law. DISCLAIMER: NO PART OF ANY COMMUNICATION FROM APEX CREDIT SERVICES, LLC IS TO BE CONSTRUED AS LEGAL ADVICE. APEX CREDIT SERVICES, LLC IS NOT A LAW FIRM. SHOULD YOU SEEK LEGAL ADVICE, CONSULT A LICENSED ATTORNEY IN YOUR JURISDICTION.
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Our staff is comprised of CCPA experts. Apex Credit Services, LLC, which is a registered, licensed, and bonded credit services organization and certified by the Consumer Data Industry Association.
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