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Collections Law/leaving messages
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Question
i wanted to know how often collectors can leave messages on your
answering machine in Minnesota. they have been leaving messages on my
machine 5 days a week for over a month. and i do believe by fdcpa
regulations they can only leave a message once every 3 days or twice a week or
something like that. do i have a case against them or no. thank you
troy
They may call daily although not an excessive number of times. This is wide open to interpretation so there is no definitive answer. I don't believe they are in violation. You may stop the calls by sending a cease and desist letter by certified mail demanding they cease all phone communications. BY FDCPA they must stop calling.
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Answers by Expert:
Michael Brotherton
Expertise
Consumer/Debtor Rights Advocate. Mike Brotherton is a negotiator with over 30 years experience in consumer lending and collections. Mike has 30 years in the credit and collections industry as a former loan officer, debt collector and manager of two finance companies over several years. Mike is well versed in Loss Mitigation practices and the legal collection process. He has helped literally thousands of people over many years overcome serious financial problems such as foreclosure, creditor lawsuits and abuse by debt collectors. For more information about resolving your "financial emergency" visit www.financialemergency.com. FinancialEmergency.com is a consumer web site which actively promotes Fair Debt Collection Practices and other consumer protection laws. We teach DEBTOR RIGHTS and enforcement of those rights. The more informed you are of your rights and the credit collections practices of creditors the more peace you can have dealing with your FINANCIAL EMERGENCY. Most financial problems are fairly common and as such have some very common solutions. The key is understanding your rights in the collection process and how to enforce them if need be. Primary business- Debtor Rights Advocacy and Debt Mitigation relating to foreclosure, creditor lawsuits, and other serious financial problems. www.financialemergency.com (copy and paste in browser).
Experience
Over 40 years combined experience negotiating disputes and resolving financial issues related to consumer debt, corporate issues and mortgage modifications.
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