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Question
I was served with papers today stating that I was being sued over CC debt owed to Citi Bank. What do I do now? What if a judgement is granted what can they take from me in Texas. What happens if I ingnore the papers?
Kristil:
You must file a responsive pleading or dispositive motion. If you do not, default judgment may be taken against you.
Under Texas law, they cannot garnish your wages but, the item will still appear on your reports and preclude you from purchasing certain things such as a house until satisfied.
Apex Credit Services, LLC
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Apex Credit Services, LLC
Expertise
Our expertise encompasses the legal frameworks under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act amendments to the FCRA, and the FCRA. We are also well versed in Tennessee and West Virginia consumer law as well as Texas consumer law. DISCLAIMER: NO PART OF ANY COMMUNICATION FROM APEX CREDIT SERVICES, LLC IS TO BE CONSTRUED AS LEGAL ADVICE. APEX CREDIT SERVICES, LLC IS NOT A LAW FIRM. SHOULD YOU SEEK LEGAL ADVICE, CONSULT A LICENSED ATTORNEY IN YOUR JURISDICTION.
Experience
Our staff is comprised of CCPA experts. Apex Credit Services, LLC, which is a registered, licensed, and bonded credit services organization and certified by the Consumer Data Industry Association.
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Past/Present Clients
Flagstar Bank
Chase Bank
Past/Present Clients
Flagstar Bank
Chase Bank
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