Collections Law/1099c

Advertisement

Expert: - 10/21/2008


Question
Please tell me if a collection company/agency can send a 1099c to me, for a debt they have not proven as mine...a debt I say is not mine.  thanks.

Answer
Joy,

They can but, you need to dispute this, in writing, to the collection agency, the credit bureaus and the IRS by way of your tax preparer.  I have not heard of an agency using the 1099c form as a collection practice for a long time.  Hard times do call for harsh measures I guess.  

There could be some legal recourse here if you can prove this debt is not yours.  A good attorney might could show that the agency is using deceptive practices.  Good luck with this.

Collections Law

All Answers

Answers by Expert:

Ask Experts

Volunteer

Ray A Miller

Expertise

I am qualified to answer questions on the following subjects: FDCPA, FCRA and HIPAA as well as medical collections, general collections and collection agency related issues. I trained these subjects at a nationwide collection agency and customer service call center and audited around 150 representatives for compliance to the laws. I have been in the Collections Industry for over 30 years. I feel that everyone deserves to be treated fairly and with compassion and that is the way I trained collectors. Even though I worked for a Collection Agency, I get great satisfaction in helping those who have been mistreated or in need of help with these confusing issues.

Experience

I was the Compliance Administrator with a nationwide collection agency and customer service call center-I have trained hundreds of collectors on the above referenced topics. I have been in the medical collections industry for over twenty years and research these topics on a daily basis.

Organizations
ACA International

Education/Credentials
Some college ACA Certified Collection Specialist

©2012 About.com, a part of The New York Times Company. All rights reserved.