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Question
I received a letter from Asset Recovery Associates regarding a 13 year old debt. It states that unless I notify their office within 30 days after receipt of the letter, that I dispute any part of it, they will assume it is a valid debt. Must I reply since it is a time-barred debt?
Carol:
Well, it isn't a bad idea but, I would simply tell them to validate as well as the fact that the debt is time barred. Kill two birds with one stone.
If they continue collection efforts; including, but not limited to, putting this on your reports contact a consumer attorney. If in TN, contact Barnette Law Offices or me, Jason W. Barnette, Esq., at my direct line below.
Jason W. Barnette, Esq.
Barnette Law Offices
http://www.barnettelawoffices.com
615-585-3885
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| Rating(1-10) | Knowledgeability = 10 | Clarity of Response = 10 | Politeness = 10 |
| Comment | Jason Barnett, Esq. of the Barnett Law Firm answered my question quickly and completely. | ||
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Answers by Expert:
Barnette Law Offices, LLC
Expertise
Barnette Law Offices, LLC can answer questions relating to credit reporting inaccuracies, debt collection abuse, and bankruptcy issues. No portion of any of our communications shall be construed to form an attorney-client relationship. We only represent residents of Tennessee.
Experience
Jason Barnette is a licensed attorney in the state of Tennessee admitted before the Tennessee Supreme Court. He is the founder of Barnette Law Offices, LLC in Nashville, Tennessee. Barnette Law Offices, LLC is one a the very few Tennessee law firms which handles cases arising under the Fair Credit Reporting Act, the Fair Debt Collection Practices Act and the Tennessee Consumer Protection Act.
Organizations
National Association of Consumer Attorney's (pending)
Education/Credentials
Appalachian School of Law - Juris Doctor
Licensed Attorney - Tenneessee Supreme Court
Past/Present Clients
J.P. Morgan Chase, Countrywide
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