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Collections Law/harrassing bill collectors for someone that has moved
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Question
My brother married and moved out about 6 months ago. He and his wife have been negligent in paying bills and notifying creditors of new addresses and phone numbers. When given the what current information is available, they still continue to call. One even threatened with sending the sheriff. Is there anything that can be done to stop them from calling?
Melissa:
Yes, under federal law; i.e., the FDCPA, you can compel debt collectors to stop calling via a written request stating that it is inconvient to call. However, if it is an original creditor, the FDCPA doesn't apply. You may check you state law to see if something will preclude them.
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Answers by Expert:
Apex Credit Services, LLC
Expertise
Our expertise encompasses the legal frameworks under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act amendments to the FCRA, and the FCRA. We are also well versed in Tennessee and West Virginia consumer law as well as Texas consumer law. DISCLAIMER: NO PART OF ANY COMMUNICATION FROM APEX CREDIT SERVICES, LLC IS TO BE CONSTRUED AS LEGAL ADVICE. APEX CREDIT SERVICES, LLC IS NOT A LAW FIRM. SHOULD YOU SEEK LEGAL ADVICE, CONSULT A LICENSED ATTORNEY IN YOUR JURISDICTION.
Experience
Our staff is comprised of CCPA experts. Apex Credit Services, LLC, which is a registered, licensed, and bonded credit services organization and certified by the Consumer Data Industry Association.
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Education/Credentials
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Flagstar Bank
Chase Bank
Past/Present Clients
Flagstar Bank
Chase Bank
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