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Expert: Barnette Law Offices, LLC - 11/16/2008


Question
Hi,
I was in the US for a few years and had credit cards. I left US back in 2005 as my work visa expired. Since then I have been paying the minimum every month with all my savings and earnings. I am in Canada now and all my savings are exhausted. Now it is extremely difficult for me to pay even the minimum with my earnings which has gone down recently. What are my legal options?

Answer
Chowdhury:

Your first option is to walk away from the debt.  You're in Canada, the companies are in the U.S., they are not going to be able to serve you and jurisdiction and conflicts of laws would be a very difficult obstacle for them.

Secondly, if Canada has bankruptcy protection chapters and you qualify you may consider that.

Jason Wade Barnette
Barnette Law Offices, LLC
http://www.barnettelawoffices.com
615-585-3885

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Barnette Law Offices, LLC

Expertise

Barnette Law Offices, LLC can answer questions relating to credit reporting inaccuracies, debt collection abuse, and bankruptcy issues. No portion of any of our communications shall be construed to form an attorney-client relationship. We only represent residents of Tennessee.

Experience

Jason Barnette is a licensed attorney in the state of Tennessee admitted before the Tennessee Supreme Court. He is the founder of Barnette Law Offices, LLC in Nashville, Tennessee. Barnette Law Offices, LLC is one a the very few Tennessee law firms which handles cases arising under the Fair Credit Reporting Act, the Fair Debt Collection Practices Act and the Tennessee Consumer Protection Act.

Organizations
National Association of Consumer Attorney's (pending)

Education/Credentials
Appalachian School of Law - Juris Doctor Licensed Attorney - Tenneessee Supreme Court

Past/Present Clients
J.P. Morgan Chase, Countrywide

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