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Question
I just had a payday loan place call me and because they have never received
payment threaten to have me arrested for fraud. They said because I was at
work when I applied, but I used only my personal email etc. I am filing
bankruptcy is what really got them going. My attorney is unavailable and his
legal aid said not to worry. Is this true?
S:
It could be considered passing a bad check under your state law but, with these type of places there theory of recovery is more grounded in contract law. I wouldn't necessarily worry over it either.
Apex Credit Services, LLC
http://www.apexcreditservices.com
888-727-4815
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Apex Credit Services, LLC
Expertise
Our expertise encompasses the legal frameworks under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act amendments to the FCRA, and the FCRA. We are also well versed in Tennessee and West Virginia consumer law as well as Texas consumer law. DISCLAIMER: NO PART OF ANY COMMUNICATION FROM APEX CREDIT SERVICES, LLC IS TO BE CONSTRUED AS LEGAL ADVICE. APEX CREDIT SERVICES, LLC IS NOT A LAW FIRM. SHOULD YOU SEEK LEGAL ADVICE, CONSULT A LICENSED ATTORNEY IN YOUR JURISDICTION.
Experience
Our staff is comprised of CCPA experts. Apex Credit Services, LLC, which is a registered, licensed, and bonded credit services organization and certified by the Consumer Data Industry Association.
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Better Business Bureau
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Education/Credentials
Education/Credentials
Past/Present Clients
Flagstar Bank
Chase Bank
Past/Present Clients
Flagstar Bank
Chase Bank
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