About Michael Brotherton Expertise Consumer/Debtor Rights Advocate.
Mike Brotherton is a negotiator with over 30 years experience in consumer lending and collections. Mike has 30 years in the credit and collections industry as a former loan officer, debt collector and manager of two finance companies over several years.
Mike is well versed in Loss Mitigation practices and the legal collection process. He has helped literally thousands of people over many years overcome serious financial problems such as foreclosure, creditor lawsuits and abuse by debt collectors. For more information about resolving your "financial emergency" visit www.financialemergency.com.
FinancialEmergency.com is a consumer web site which actively promotes Fair Debt Collection Practices and other consumer protection laws. We teach DEBTOR RIGHTS and enforcement of those rights. The more informed you are of your rights and the credit collections practices of creditors the more peace you can have dealing with your FINANCIAL EMERGENCY.
Most financial problems are fairly common and as such have some very common solutions. The key is understanding your rights in the collection process and how to enforce them if need be.
Primary business- Debtor Rights Advocacy and Debt Mitigation relating to foreclosure, creditor lawsuits, and other serious financial problems.
www.financialemergency.com (copy and paste in browser).
Experience Over 40 years combined experience negotiating disputes and resolving financial issues related to consumer debt, corporate issues and mortgage modifications.
Question i was recently diagnosed with malignant cancer and have undergone major surgrey. i am now disabled and have filed for disability. i also have parkinsons, rls and chronic arthiritis. i am 6 months past due on credit card debt of 80, 000
there is no way i am ever going to be able to pay this or any amount near it. my spouse barely makes enough to pay house and insurance. i also have numerous medical bills not to mention monthly doctor and prescription bills. what can i do. i am at a loss.
Answer Your options depend on your assets and overall financial situation. If you are on disability that income is exempt from attachment so creditors cannot touch it. If you are a homeowner and the creditors decide to file suit they may be able to place a lien against your proeprty bt it is doubtful they will take your home.
This is one of those questions that require much more informaiton. I would be happy to discuss your situation directly with you. If you would like to discuss your options please call my office at 937 372 8581. You may be untouchable from a collection standpoint but no matter what fear not. The ball is in your court. They cannot do much without advance notice and you have options so relax and take care of yourself. You have more important things to do than worry about bills.
