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Question
We were sent a notice of a bill that we did not incur. The bill states that we did not pay $46 on a T Mobile USA account. We have never been a customer of T Mobile and have never been asked by T Mobile or any other cell phone company to pay such a bill. A collections agency has threatened our credit if we do not pay them. What can we do?
Sam:
Send this Collection Agency a letter stating that you dispute this account and you want them to validate the debt.
Send the letter Certified/Return Receipt. In addition, keep an eye on your credit reports. If you have any other problems with this company you can contact me. Hope this answers your question. Again, if have any other questions, please do not hesitate to ask.
Jason Shear
Attorney at Law
(716) 566-8988
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Answers by Expert:
Jason Shear, Esq.
Expertise
I can answer questions for residents of New York and New Jersey regarding creditor harassment claims under the Fair Debt Collection Practices Act (FDCPA); credit reporting errors under the Fair Credit Reporting Act (FCRA); debt collection defense/credit card defense; student loan law; and consumer class actions. I can also answer questions relating to consumer debt defense/collection agency defense, specifically pertaining to consumers being sued or harassed by collection agencies or NY collection attorneys. If you live in New York and have been contacted or sued by firms such as: Mel Harris & Associates, Forster & Garbus, Rubin & Rothman, Choi Law Office, Lacy Katzen, Malen & Associates, Solomon & Solomon, Daniels & Norelli, Cohen & Slamowitz, Pressler & Pressler or others; give us a call at (716) 831-1111.
Experience
I have obtained settlements for consumers in NY and NJ under the FDCPA and FCRA. I have successfully defended consumers who were sued by collection agencies/debt purchasers in the New York State courts. Visit our website at: www.brentandshear.com
Organizations
National Association of Consumer Advocates (NACA)
Brent & Shear, P.C.
Consumer Attorneys
3957 Main Street, Second Floor
Buffalo, New York 14226
(716) 831-1111
Education/Credentials
BA/BS, Accounting & Political Science, Hunter College.
Juris Doctor, Univ. at Buffalo Law School.
LLM (Criminal Law), University at Buffalo.
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