About Michael Brotherton Expertise Consumer/Debtor Rights Advocate.
Mike Brotherton is a negotiator with over 30 years experience in consumer lending and collections. Mike has 30 years in the credit and collections industry as a former loan officer, debt collector and manager of two finance companies over several years.
Mike is well versed in Loss Mitigation practices and the legal collection process. He has helped literally thousands of people over many years overcome serious financial problems such as foreclosure, creditor lawsuits and abuse by debt collectors. For more information about resolving your "financial emergency" visit www.financialemergency.com.
FinancialEmergency.com is a consumer web site which actively promotes Fair Debt Collection Practices and other consumer protection laws. We teach DEBTOR RIGHTS and enforcement of those rights. The more informed you are of your rights and the credit collections practices of creditors the more peace you can have dealing with your FINANCIAL EMERGENCY.
Most financial problems are fairly common and as such have some very common solutions. The key is understanding your rights in the collection process and how to enforce them if need be.
Primary business- Debtor Rights Advocacy and Debt Mitigation relating to foreclosure, creditor lawsuits, and other serious financial problems.
www.financialemergency.com (copy and paste in browser).
Experience Over 40 years combined experience negotiating disputes and resolving financial issues related to consumer debt, corporate issues and mortgage modifications.
Question I live in Ohio, Asset Acceptance filled a judgment against me and won. I have since then paid the money that was awarded by the courts which is of course less than they wanted. I have sent them money orders which they still have not cashed and sent copies to the court. They are not giving me the satisfaction of judgment but keep trying to get the rest of the money they want but is not awarded.
My question is what are my options to get the courts to file the satisfaction of judgment since Asset Acceptance won't do it. Is there a motion that I can file or can I counter sue them because this has seriously hurt my credit.
Answer File a motion for dismissal based on the judgment being paid in full. Send a copy of the motion to the creditors attorney or Asset Acceptance. Once the judge rules on the motion and dismisses the case you should be ok. If they persist in trying to collect send a letter advising them to cease contact and file a complaint with the Federal Trade Commission if necessary. Send all letters by certified mail so you will have a receipt.
