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Question
can a debt collector call a relative and stae to them I know the debtee works at such and such and give out personal info to a relative-- and whats actions can take place
You may file a complaint with the Federal Trade COmmission for violation of FDCPA. Your account and financial information is private and they may not disclose any of this informaiton to anyone without written authorization.
You may also file a complaint with your state attorney general and the comptroller of the currency. Look on line and you can fuind their web sites and complaint forms and process.
You may also send the collector a cease and desist letter by certified mail, return receipt requested, demanding they cease all contact with you and your family, friends, etc. Once they sign for the letter they must stop calling.
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Answers by Expert:
Michael Brotherton
Expertise
Consumer/Debtor Rights Advocate. Mike Brotherton is a negotiator with over 30 years experience in consumer lending and collections. Mike has 30 years in the credit and collections industry as a former loan officer, debt collector and manager of two finance companies over several years. Mike is well versed in Loss Mitigation practices and the legal collection process. He has helped literally thousands of people over many years overcome serious financial problems such as foreclosure, creditor lawsuits and abuse by debt collectors. For more information about resolving your "financial emergency" visit www.financialemergency.com. FinancialEmergency.com is a consumer web site which actively promotes Fair Debt Collection Practices and other consumer protection laws. We teach DEBTOR RIGHTS and enforcement of those rights. The more informed you are of your rights and the credit collections practices of creditors the more peace you can have dealing with your FINANCIAL EMERGENCY. Most financial problems are fairly common and as such have some very common solutions. The key is understanding your rights in the collection process and how to enforce them if need be. Primary business- Debtor Rights Advocacy and Debt Mitigation relating to foreclosure, creditor lawsuits, and other serious financial problems. www.financialemergency.com (copy and paste in browser).
Experience
Over 40 years combined experience negotiating disputes and resolving financial issues related to consumer debt, corporate issues and mortgage modifications.
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