AboutRobert Paisola Expertise As the CEO of Western Capital MyCollector.com , based in Salt Lake City, Utah, Robert Paisola has been distinguished as a foremost expert in the field of debt collection, credit, creditors rights and collection agency administration. Having appeared on many national news and information programs, Mr. Paisola is the expert the media turns to when a creditor/ debtor issue becomes HOT! Check out the web site at www.mycollector.com for more information. If you have a special situation that you need personal assistance with, simply visit www.WesternCapitalVIP.com and you will be on your way to resolving your crisis!
Experience
Past/Present clients Fotogenix Corp.
The Trump University Affiliate Program
The Walt Disney University
The Holiday Inn Corporation
www.MyCollector.com
www.MySpace.com/westerncapital
www.WesternCapitalFinancial.com
www.tstndirect.com
www.WesternCapitalCredit.com
www.RobertPaisola.Net
www.RobertPaisola.Com
www.RobertPaisola.Org
CEO, The Success Training Network
The Hilton Hotel Corporation
Investigator: The Franklin Squires Educational Program
REIS: Real Estate Investor Support
www.RESuccessGroup.com
Member: International Association of Investigative Reporters
The James Smith Real Estate Organization
The Impact Trainings Program
VantageScoreFacts.com
Russ Whitney Education Group
Wealth Inteligence Academy
Edutrades Inc.
MIT Money In Training
James Smith, Real Estate Mentoring
Toyota Motor Credit
GMAC Mortgage
Criminon International
Nortel Networks
Chase Bank
GE Capital
IHC Healthcare
Arthur Andersen
ExTerra Credit
US West Dex
Qwest Corporation
Goldman Sachs
E*Trade Bank
Boeing, Inc.
Chase Bank
BayView Financial
Xerox Corporation
Banco Popular
Ralston Purina
Credit Suisse First Boston
NCO Financial Services
CIGNA Healthcare Receivables
American Premier Holdings
Prudential Preferred Receivables
US Sales Corporation
OSI Collections
Countrywide Home Loans
Hibernia National Bank
United Way
ViewSonic
Alpha Therapeutic Corp.
Merle Norman Cosmetics
Hobbs Herder Advertising
Over the past few years as I have been able to assist many of you in this and other varous forums, I have been asked over and over about the possibility of hiring me personally to resolve your specific issues.
If your situation is one of crisis - losing a home, serious collection stress, attorney involvement, tax issues, etc, a reduced rate can be provided for direct one-on-one help.
In matters where you have a lot to lose, it may be wise to call our offices at 1-877-517-9555 and ask for Lisa to see if she can set you up as a private client.
Due to my extensive travel schedule, I will not always be able to take all cases, but my goal is to assist as many people as possible.
Most of the time, we get results very quickly and we cut through all the red tape.
Are you the owner or manager of a credit and collections department? Visit www.mycollector.com and spend some time looking around.
You can now have Have Robert Paisola provide on-site training for your collectors and call center employees.
Just Call Western Capital at 1-877-517-9555 for more information or email Robert at trainings@mycollector.com
Finally, If you feel like your life is running in circles and you feel like you have lost all hope, check out Impact Trainings in Utah at www.impacttrainings.com and tell whomever you end up talking with that I personally sent you. I PERSONALLY recommend this program to all of my students, It may be the biggest challenge you ever face...YOU!
UPDATE 7-2006 We are noticing that many of the complaints that you have are against debt collection companies.( Listen to the calls at http://www.WesternCapitalTurnaround.com and you will clearly see that we may be able to assist you.
If you are looking for an attorney to merely churn papers, then I am not the solution. If you are mad as hell and want RESULTS email me now at robert.allexperts@mycollector.com and lets talk. You can also visit http://www.WesternCapitalVIP.com
WOW! I feel like I never get any sleep! YOU ARE MY CAUSE! I LOVE WHAT I DO! But, Sometimes CONFLICT is necessary to PROTECT YOU. JUST GO TO THE SITE AND BE PREPARED TO BE BLOWN AWAY!!!!!!
Also, please take the time to provide your feedback and understand that I WILL ALWAYS REPLY, and take that into consideration when you rate for answering your question QUICKLY!
I have logged in from seminars in India, Germany, Hong Kong, The United Kingdon, China, Japan and all over the world to assist YOU in a timely manner!
Please Visit www.RobertPaisola.com for all of the details!
We are taking this mission very seriously and have received over 2 Million Hits on our site at www.MyCollector.com in the past 90 days. That shows that YOUR VOICE IS BEING HEARD!
Finally, let me say that I am honored that you are taking the time to read this. We have worked very hard to create CHANGE in the collection industry and we know that you have many choices on this incredible site to submit your questions to, and I am more than happy to assist you! Just Please provide the positive feedback when you receive a reply!
UPDATE- 4-2007 LISTEN TO A LIVE 3 STAGE CALL to ALLIED INTERSTATE AND INTELLIRISK- AS THEY VIOLATE FEDERAL LAW....WITH ROBERT PAISOLA! Robert Paisola wins $30,000 in FDCPA Damages in 45 Minutes! GO TO www.MyWesternCapital.com/news_allied.html NOW! This is a LIVE AUDIO FEED THAT WILL GIVE YOU AN IDEA HOW YOU HAVE TO DEAL WITH COLLECTORS WHO CROSS THE LINE. IF YOU HAVE HAD PROBLEMS LET US KNOW!
UPDATE OCTOBER 2006- NATIONWIDE CREDIT IS NAILED TO THE CROSS BY ROBERT PAISOLA FOR MULTIPLE FDCPA VIOLATIONS- CLASS ACTION LAWSUIT IN PROCESS- MILLIONS TO BE PAID! LISTEN TO THE LIVE CALL AT MYCOLLECTOR.COM
January 2007- Update- It is ESSENTIAL that you understand that ANY question that you ask is NOT being asked to AN ATTORNEY! That is the great benefit of being able to provide you, my readers, with straight forward answers. If you have ANY questions about this Disclaimer... then email us and we will provide you with a formal letter of Clarification from The State Bar Association.. So, If you are happy and understand this.... Ask Away! Also, because of the large volume of mail that I receive from around the world, it may take up to a week to get back to you, PLEASE UNDERSTAND THIS!!! I do seminars and travel all over the world, so Please be kind in your ratings of Timeliness! If you have an emergency, go to www.WesternCapitalVip.com Immediately!
Expert: Robert Paisola Date: 4/4/2008 Subject: old debt with possible judgement- Out of Statute- GO TO HELL- Robert Paisola Responds
Question Recently I started receiving early-morning calls that appeared on my caller ID as simply “Pennsylvania” and a number. I have been on the national do-not-call registry since day one and rarely get telemarketing calls, so I assumed it was a political call and didn't answer. When the calls continued and no messages were left, I began to suspect a rogue telemarketer, so I called the number back with the hope of learning the name of the company so that I could report them to FTC. I was surprised when the person that answered called me by my name, and shocked to find that it was a bill collector. The person had a very heavy hispanic accent and was hard to understand, but eventually I learned that they were attempting to collect a debt for a local hospital here in Virginia. When I informed this person that I had never been treated at that hospital, she mentioned my husband's name. I informed her that he had only been treated there twice many years ago, and that it was covered by insurance. I went on to state that I was disputing the debt and requested verification in writing. This person then became extremely rude and kept raising her voice in an attempt to talk over top of me, so I ended up screaming back at her and told her not to call me again. That was on March 19, 2008.
Yesterday they called again. I wasn't at home and this time they left a message for me to return the call to Helen. When I did that, of course Helen wasn't there (and probably doesn't even exist), so "Mrs. Brown" volunteered to help me. Again, she knew exactly who I was without being told, but she at least tried to be civil. She asked for an account number and I told her that I didn't have one, but if she found the account, I would surely appreciate it if she would pass that information along to me. She then went through the "this is an attempt to collect a debt" routine and stated that the call "might" be recorded, and then proceeded to inform me that I owed this bill for services rendered at Prince William Hospital. I told her about my previous conversation with the unnamed person with the hispanic accent, and again stated that I was disputing the debt because it was covered by insurance and that this was the first I had heard about it in 12 or 13 years. She then quoted the two dates that my husband was seen at the hospital in 1996 and suggested that I pay the bill because interest is continuing to accrue.
I once again stated that it was covered by insurance and she asked me what the insurance company was. I replied that I had no idea, that my husband worked at Jiffy Lube at the time, and that I didn't remember if he was covered by his own policy there or if he was on my policy. Of course, she took that opportunity to ask me who his current employer was and I simply told her that it was a completely different company and that he now was insured through Kaiser. She then asked where I worked and I told her that I don't, that I am on disability. When she finally realized that she wasn't going to get any specific information from me, she again suggested that I pay the bill because interest was going to continue to accrue and the balance was already over $1600.
Again, I told her that the bill was covered by insurance and, even if it hadn't been, the SOL would have expired several years ago. She then stated that a judgement had been issued in 1998, and that a judgement can be pursued for up to 20 years. I told her that I know nothing about a judgement and again stated that I was disputing the debt. She verified my mailing address and stated that you only have 30 days to dispute a debt and I said yes, 30 days from the time that I receive something in writing. She stated that they had sent several written requests for payment, and I replied that I had never received anything from them, and suggested that she send it by certified mail.
Yet again, she suggested that I just pay the bill because of the interest, so I very firmly stated that if the hospital failed to collect from the insurance company and then failed to contact me about it, then it wasn't my problem, and if someone went behind my back and obtained a judgement without proof of proper service, that wasn't my problem either. I told her that I had absolutely no intention whatsoever of paying a debt that I am not responsible for, and again requested that she send verification in writing, at which point she hung up on me.
Now I'm thinking that, since we moved in 1997 (a year after my husband was treated at that hospital and a year before the judgement that she mentioned was supposedly issued), then it is possible that service was posted at our prior address and a judgement could have been issued, although it would have disappeared from my credit report by now so I can't verify it that way. But, even if a judgement was issued based on those circumstances, wouldn't it be invalid because I was not properly served? If so, how would I go about verifying it and then having it vacated? Also, if I managed to accomplish that, would that restart the SOL? I know that I do not owe the debt, but I have no records to prove it since it was so long ago. I have no intention of paying it just to shut them up, but I don't want to deal with their calls for the rest of my life either. Any suggestions? Thanks in advance for any help you can provide.
Answer Sheila,
This is a very short and to the poing answer. This debt is out of statute and if they have a court judgment, do not worry, unless you receive OFFICIAL COURT PAPERWORK. Most likely, the judgment has not been renewed and this is bullshit.
Do not pay them a dime. Only deal with the court and ALWAYS RECORD their calls.
Bottom Line,
You are OK!
Please take time to leave positive feedback on this site so that people know that I do care and will help them also.
Regards,
Robert Paisola
CEO
www.MyCollector.com
www.CollectonIndustryLive.com
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ABOUT YOUR AUTHOR
Robert Paisola is driven by a passion for people--motivating them to reach for the highest standards of success. As founder and president of many International Corporations including Western Capital, Robert trains sales and marketing professionals who want to strive to get to the top...and stay there.
He is a Nationally Recognized Criminal Rights Activist and is very involved with assisting inmates and their families who have been abused by the justice system. See www.PrisonPartners.com
His innovative, no-nonsense approach is based on applying what he has observed in his fifteen-plus years in sales, motivational speaking and debt collection training, thus revealing the common business habits of the top 20% of sales performers in all organizations.
While in Mexico, he uncovered a large time share "fractional sales" scam at the Playa Del Sol Grand Hotel. His report is located at:
Robert was also the Voice to the World as he kept a blog located at www.westerncapitalblog.com for the worlds media on the disaster in the Antarctic Sea where the MSExplorer Adventure Ship Sank. Full updated Details are located at www.MsExplorer.net
Robert's approach works...that's why New York-based Success Magazine has rated Robert Paisola as one of the top-five most effective sales-training professional in the market today.
Robert Paisola's newest book was just released and is available on Amazon.com. Simply type PAISOLA in the main search field on Amazon.com. CONVERSATIONS ON SUCCESS was co-authored with famed author Dr. John Gray and Mr. Tom Hopkins
Robert Paisola speaks on an International Basis to support his foundation, The Western Capital Foundation. He is also a noted speaker on the topic of Real Estate and Investments, and is currently underwriting a full scale investigation into the Franklin Squires Organization for equity skimming. You can learn more about C. Rick Koerber, the CEO and more on this at www.FranklinSquiresLawsuit.com and the blog at franklinsquires.blogspot.com
Routinely Distinguished by The National Speakers Forum, Robert is also a regular contributor to Business Week Magazine, CNN, CNNFN, XM Satellite Radio, The Wall Street Journal, Telemundo International, National Public Radio and many other organizations. Robert Paisola is also an International Travel Writer and Certified Expert for magazines such as Conde Nast Publications and The National Geographic Society. His award winning investigative reporting articles have gained him worldwide recognition.
He continues to look deep into the world of his 78 year old nemesis Bill Bauer AKA CreditWrench or Billie Bauer in Oklahoma at www.BillBauerFacts.com . Read this report for yourself and you decide.
Robert is also a philanthropist, donating much of the money that he receives for his services working with Business Clients to assist in full business turnaround services, to charity. See www.WesternCapitalCharities.com
For more information on Robert Paisola's unique training programs, contact Robert at Western Capital at robert@mycollector.com or at 1-877-517-9555 or visit http://www.allexperts.com/displayExpert.asp?Expert=74749 or visit www.RobertPaisola.com. If you are in the debt collection business and have not had a certified FDCPA Debt Collector Training, you could be headed for legal trouble.
