Collections Law/collections

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Expert: Apex Credit Services, LLC - 5/30/2008


Question
Can a collection agency garnish your wage.
I am trying towork out a payment plan and they
want a lump sum that I cannot afford up front and them
another lump some later. They told me to stop paying on other major bills so I can pay them off in one month.
what can I do?

Answer
Dee:

   Yes, in some states they can garnish your wages and levy bank accounts as well as attach assets.  Your choice is to let it go or try and pay it.

   Have you requested validation of the debt?  You may consider doing so.

                Apex Credit Services, LLC

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Apex Credit Services, LLC

Expertise

Our expertise encompasses the legal frameworks under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act amendments to the FCRA, and the FCRA. We are also well versed in Tennessee and West Virginia consumer law as well as Texas consumer law. DISCLAIMER: NO PART OF ANY COMMUNICATION FROM APEX CREDIT SERVICES, LLC IS TO BE CONSTRUED AS LEGAL ADVICE. APEX CREDIT SERVICES, LLC IS NOT A LAW FIRM. SHOULD YOU SEEK LEGAL ADVICE, CONSULT A LICENSED ATTORNEY IN YOUR JURISDICTION.

Experience

Our staff is comprised of CCPA experts. Apex Credit Services, LLC, which is a registered, licensed, and bonded credit services organization and certified by the Consumer Data Industry Association.

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Education/Credentials


Past/Present Clients
Flagstar Bank Chase Bank

Past/Present Clients
Flagstar Bank Chase Bank

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