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my mom and dad are being taking to court over c cards we live in tennessee  they are threating to take their house and car the car is paid off the house is not the debt is about 6000.00 dollars they are both on ssi last activity on these accounts is in 2002  they had insurance on one card but it didnt pay anything  can they take anything  what can we do  please help

Answer
Mary:

   If this were a couple of weeks into the future, I could jump right in on this.  However, I do not yet have a Tennessee Bar License (passed the bar, paid the fee, yet to be sworn in before the TN Supreme Court).

  As such, I can only give you limited information at this point.  If they receive a Summons, it is imperative they file an answer.  Otherwise, just deal with this the best you can in the time being.  Call around to see if you can find an attorney near you or perhaps, give us a call in a month or so.

  I'm sorry but, without being licensed as of yet, there is only so much information I can give you without getting myself into trouble.

          Apex Credit Services, LLC
          http://www.apexcreditservices.com

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Apex Credit Services, LLC

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Our expertise encompasses the legal frameworks under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act amendments to the FCRA, and the FCRA. We are also well versed in Tennessee and West Virginia consumer law as well as Texas consumer law. DISCLAIMER: NO PART OF ANY COMMUNICATION FROM APEX CREDIT SERVICES, LLC IS TO BE CONSTRUED AS LEGAL ADVICE. APEX CREDIT SERVICES, LLC IS NOT A LAW FIRM. SHOULD YOU SEEK LEGAL ADVICE, CONSULT A LICENSED ATTORNEY IN YOUR JURISDICTION.

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Our staff is comprised of CCPA experts. Apex Credit Services, LLC, which is a registered, licensed, and bonded credit services organization and certified by the Consumer Data Industry Association.

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Flagstar Bank Chase Bank

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