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I put down a friend as a reference. So they called her left her a message for her to tell us to return merchandise or they would press charges and we would be arrested.This is a reference we put down.How can they diclose my personal information with anyone but me.
Deborah:
If it was the original creditor, they can do this insofar as the FDCPA doesn't apply. However, if it was a debt collector it is a violation. They can only call in order to locate you.
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Apex Credit Services, LLC
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Our expertise encompasses the legal frameworks under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act amendments to the FCRA, and the FCRA. We are also well versed in Tennessee and West Virginia consumer law as well as Texas consumer law. DISCLAIMER: NO PART OF ANY COMMUNICATION FROM APEX CREDIT SERVICES, LLC IS TO BE CONSTRUED AS LEGAL ADVICE. APEX CREDIT SERVICES, LLC IS NOT A LAW FIRM. SHOULD YOU SEEK LEGAL ADVICE, CONSULT A LICENSED ATTORNEY IN YOUR JURISDICTION.
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Our staff is comprised of CCPA experts. Apex Credit Services, LLC, which is a registered, licensed, and bonded credit services organization and certified by the Consumer Data Industry Association.
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Flagstar Bank
Chase Bank
Past/Present Clients
Flagstar Bank
Chase Bank
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