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Collections Law/Car repo (volontary surender)
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Question
Hello I am an active duty service member just back from Iraq I got a letter at my sisters house today about a car that was repo'd in early 2005. It says that they are sewing me for 13000+. Hell the car was 13000 when I bought it. in early 2003. I didn't have the money to pay because of my ex wife leaving me about the same time so said hey please come get it. Well that was with key financial and they have now sold it to capital one and they I guess have a raging hard on for me.
Robert:
It sounds as if you may have a U.C.C. Article 9 claim on your hands as to any deficiency. You would need to consult with an attorney in your jurisdiction for further help insofar as the answer to your question is likely state law specific.
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Apex Credit Services, LLC
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Our expertise encompasses the legal frameworks under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act amendments to the FCRA, and the FCRA. We are also well versed in Tennessee and West Virginia consumer law as well as Texas consumer law. DISCLAIMER: NO PART OF ANY COMMUNICATION FROM APEX CREDIT SERVICES, LLC IS TO BE CONSTRUED AS LEGAL ADVICE. APEX CREDIT SERVICES, LLC IS NOT A LAW FIRM. SHOULD YOU SEEK LEGAL ADVICE, CONSULT A LICENSED ATTORNEY IN YOUR JURISDICTION.
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Our staff is comprised of CCPA experts. Apex Credit Services, LLC, which is a registered, licensed, and bonded credit services organization and certified by the Consumer Data Industry Association.
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Flagstar Bank
Chase Bank
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Flagstar Bank
Chase Bank
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