You are here:
- Home
- Business
- Corporate Law
- Collections Law
- car was repossed
Collections Law/car was repossed
Advertisement
Question
OK HERE IS THE STORY. TODAY I HAD A PRIVATE INVESTIGATOR COME TO MY HOUSE ASKING ALL SORTS OF QUESTIONS REGARDING A CAR I USED TO OWN. THIS CAR WAS REPOSED OR AT LEAST I THOUGHT WAS REPOSED IN MARCH OF 2007. SOMEONE CAME TO MY APARTMENT DEMANDED TO KNOW WHERE THE CAR WAS AND THE KEYS. SO I GAVE THE TOW TRUCK DRIVER THE KEYS AND SHOWED HIM WHERE THE CAR WAS BACK IN 03/2007. SO AS FAR AS I KNEW THE CAR WAS REPOSED FOR NON PAYMENT. WHICH WAS RIGHT I WENT THROUGH I REALLY BAD TIME IN MY LIFE AT THIS POINT. WELL TODAY A PRIVATE COMES TO MY HOUSE ASKING MY MOTHER ALL SORTS OF QUESTIONS ABOUT THE CAR AND THREATENED HER WITH GETTING A FELONY WARRANT FOR MY ARREST OVER THIS. IS THIS CORRECT CAN THEY ISSUE A FELONY WARRANT FOR MY ARREST OVER WHAT I OWE ON THE CAR. THEY ARE SAYING THE CAR WAS NEVER TURN OVER. I LIVE IN TEXAS. YOUR INPUT WILL BE GREATLY APPRECIATED. THANKS
File a police report and tell them you thought the car was repossessed. Then tell the investigator to take a leap. You cannot be arrested for a debt such as this but since they wont acknowledge they repossessed the car you want record of what happened.
My question to you is why do you believe the car was repossessed? Were you contacted by someone back then? Make sure you put this information in the police report. And relax, they cannot file felony charges or any criminal charges against you.
I hope this helps.
Mike
Related Articles
Answers by Expert:
Michael Brotherton
Expertise
Consumer/Debtor Rights Advocate. Mike Brotherton is a negotiator with over 30 years experience in consumer lending and collections. Mike has 30 years in the credit and collections industry as a former loan officer, debt collector and manager of two finance companies over several years. Mike is well versed in Loss Mitigation practices and the legal collection process. He has helped literally thousands of people over many years overcome serious financial problems such as foreclosure, creditor lawsuits and abuse by debt collectors. For more information about resolving your "financial emergency" visit www.financialemergency.com. FinancialEmergency.com is a consumer web site which actively promotes Fair Debt Collection Practices and other consumer protection laws. We teach DEBTOR RIGHTS and enforcement of those rights. The more informed you are of your rights and the credit collections practices of creditors the more peace you can have dealing with your FINANCIAL EMERGENCY. Most financial problems are fairly common and as such have some very common solutions. The key is understanding your rights in the collection process and how to enforce them if need be. Primary business- Debtor Rights Advocacy and Debt Mitigation relating to foreclosure, creditor lawsuits, and other serious financial problems. www.financialemergency.com (copy and paste in browser).
Experience
Over 40 years combined experience negotiating disputes and resolving financial issues related to consumer debt, corporate issues and mortgage modifications.
©2012 About.com, a part of The New York Times Company. All rights reserved.