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Collections Law/Help! I'm being sued over unpaid medical bills

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Expert: Creditwrench - 7/31/2008


Question
I received court papers last night stating that I am being sued over unpaid medical bills.  I had contacted the collections agency as I had 16 outstanding bills (bad marks On my credit)  I asked them if they could send me a print out of the accounts that I owe on, when the service was rendered and the amount owed.  Meanwhile I allowed them to debit $150.00 from my account each month.  I never received the print out.  After many months, and calls, I told them I was canceling the payments until they sent me the paper work I had asked for.  I never received any receipts and when I checked my credit report it now stated I had 21 outstanding accounts with them.  Now they are suing me.  So what do I do now?

Answer
First of all send a demand for validation to the attorney certified mail return receipt requested. Then prepare your response to the court, and a certificate of mailing and your interrogatories, admissions and demand for production of documents, file the response with the court. Then send the certificate of mailing and your discovery demands to the lawyer certified mail return receipt requested.

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Creditwrench

Expertise

Debt Collections law, Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), federal law, how to properly answer court summons for collection cases, how to prepare federal cases against debt collectors, how to deal with debt collection phone calls.

Experience

I've been an active consumer advocate for more than 40 years and have helped hundreds of people win cases against debt collectors as well as helping them defeat demands for summary judgment lodged against them by banks, debt collectors and defeat mortgage foreclosures and keep their homes.

Education/Credentials
Paralegal courses for the most part.
I have been teaching people how to deal with judgments, mortgage foreclosures and other such problems both on and off the internet for many, many years. I am a Richard Cornforth information provider ever since 2000 and worked with many other organizations and causes since 1980. I was Oklahoma State Chairman for the nationwide drive to defeat the Constitutional Convention which was proposed by various factions within our federal government such as the Council of State Governments and the National Organization of State Governors who were working hard to organize a Constitutional Convention to be held in 1995 for the purpose of rewriting our American Constitution to be more acceptable to the United Nations. I worked with Senator Charles Duke of Colorado and Senator Don Rogers of California and many others across the nation to keep them from getting the number of delegate states required to lawfully hold a Con-Con and we were successful. I have worked with many other legislative issues in Oklahoma and have always been very successful.

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