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About Creditwrench
Expertise
Debt Collections law, Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), federal law, how to properly answer court summons for collection cases, how to prepare federal cases against debt collectors, how to deal with debt collection phone calls.
Experience
I've been an active consumer advocate for more than 40 years and have helped hundreds of people win cases against debt collectors as well as helping them defeat demands for summary judgment lodged against them by banks, debt collectors and defeat mortgage foreclosures and keep their homes.
Education/Credentials
Paralegal courses for the most part.
I have been teaching people how to deal with judgments, mortgage foreclosures and other such problems both on and off the internet for many, many years. I am a Richard Cornforth information provider ever since 2000 and worked with many other organizations and causes since 1980. I was Oklahoma State Chairman for the nationwide drive to defeat the Constitutional Convention which was proposed by various factions within our federal government such as the Council of State Governments and the National Organization of State Governors who were working hard to organize a Constitutional Convention to be held in 1995 for the purpose of rewriting our American Constitution to be more acceptable to the United Nations. I worked with Senator Charles Duke of Colorado and Senator Don Rogers of California and many others across the nation to keep them from getting the number of delegate states required to lawfully hold a Con-Con and we were successful. I have worked with many other legislative issues in Oklahoma and have always been very successful.
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You are here: Experts > Business > Corporate Law > Collections Law > Debt collections hearing and more
Collections Law - Debt collections hearing and more
Expert: Creditwrench - 11/11/2009
Question
I went my court hearing for my cc debt. The judge ordered the plaintiff to bring in other proof for the collection and to reschedule a new hearing date. Clerk stated verbally. I did not receive this new Hearing date in the mail. I went to the hearing but it was the wrong day. Hearing took place the day before. I obtained a copy of the letter to the court stating they sent this to me. Because of this, the judge, order judgement against me for not appearing. What's next? It has been a week since and I still haven't received a copy of this judgement in the mail. Your answer will be greatly appreciated.
Answer
What is next? That can depend on you and what you decide to do about it. If you decide to do nothing because you don't know what to do or because you believe that you are basically screwed and there is nothing you can do then their first grab may very well be all the money you have in any bank accounts. Then they might garnish your wages or do anything else allowable under your state or federal law. They have lots of resources to make sure they get their money. But whether they actually get any or not depends on you. It is possible to turn the tables on them and make them actually pay you to go away and leave them alone. It is possible to make them vacate their own judgment and take it off your credit reports as well. All you have to do is learn how and I can teach you how to make it all happen.
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