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About Jack Hall
Expertise
Will answer questions about consumer or small business bankruptcy, foreclosure, evictions, wage garnishment, bank account seizures by creditors, creditor harassment, repossession and/or surrender of vehicles and other personal property, and civil lawsuits seeking to collect credit card and other debts. Can also answer questions relating to debt management and the effect of bankruptcy on one’s credit history. Can discuss the various options an individual or business may have relating to pressing financial difficulties. In addition to sending me an email, You can also call me at this number if you want to discuss any question on the telephone: 915 261-3893
Experience
Over thirty years of experience assisting clients in all aspects of debtor/creditor relationships. This experience has primarily involved assisting individuals and small businesses that are having financial difficulties, and have also had some experience assisting creditors attempting to recover financial losses.
Education/Credentials
Law degree (Juris Doctorate, J.D.); Bachelor of Arts and Masters degrees in political science/government
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You are here: Experts > Business > Corporate Law > Collections Law > civil summons repo
Expert: Jack Hall - 11/9/2009
Question
i had a repo in 2003 it was sold and left a balance of around 6500 including interest and attorney fees, on nov 4 2009 i recieved a summons by sheriff and givin 30 days to respond or a judgement will b issued
they sold vehicle at auction in 2004
hasnt the sol ran out seein the original contract is void once i was in delinquincy
so the remainder balance has a four year sol please help explain if im wrong or what i can do
Answer
i had a repo in 2003 it was sold and left a balance of around 6500 including interest and attorney fees, on nov 4 2009 i recieved a summons by sheriff and givin 30 days to respond or a judgement will b issued
they sold vehicle at auction in 2004
hasnt the sol ran out seein the original contract is void once i was in delinquincy
so the remainder balance has a four year sol please help explain if im wrong or what i can do
No way of knowing if the limitation period has run out without knowing what state you are in. Not only that, but limitations is an affirmative defense meaning that the plaintiff is not automatically disqualified from suing you even if the statute had run. You have several options at this point but time is important because you have an imediately impending return date on the summons that you were served with. This would be easier to talk about your present options on the telephone. You are welcome to call me of send me an email if you wish. You can send an email with your phone number to jhfx@live.com or if you would like for me to send you my phone number, you can send me an email and I will be glad to give it to you so that you can call me at your convenience.
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