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About Jack Hall
Expertise
Will answer questions about consumer or small business bankruptcy, foreclosure, evictions, wage garnishment, bank account seizures by creditors, creditor harassment, repossession and/or surrender of vehicles and other personal property, and civil lawsuits seeking to collect credit card and other debts. Can also answer questions relating to debt management and the effect of bankruptcy on one’s credit history. Can discuss the various options an individual or business may have relating to pressing financial difficulties. In addition to sending me an email, You can also call me at this number if you want to discuss any question on the telephone: 915 261-3893

Experience
Over thirty years of experience assisting clients in all aspects of debtor/creditor relationships. This experience has primarily involved assisting individuals and small businesses that are having financial difficulties, and have also had some experience assisting creditors attempting to recover financial losses.

Education/Credentials
Law degree (Juris Doctorate, J.D.); Bachelor of Arts and Masters degrees in political science/government

 
   

You are here:  Experts > Business > Corporate Law > Collections Law > online bill payments

Collections Law - online bill payments


Expert: Jack Hall - 11/10/2009

Question
Can a company take money from an account if you've used a one-time online payment in the past?I'm in Ohio,Direct tv took money from my boyfriends account with a card they had on file when I used it in July to do a payment online,this card on file had also expired in October?How would they be able to get updated card information?Is this legal??

Answer
IN this circumstance, right now for present purposes, the technical legalities of whether or not they can do or can't do what they have done, or for that matter how they did it, just don't matter.   What is important for right now is that you or your boyfriend (whoever is the cardholder) get in touch with the credit card company and tell them that this is an unauthlized charge.   At this point, they will probably correct this situation and you won't have to worry about this anymore.    If that doesn't work, please get back with us and we can then go from there to see what should be the next step.

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